Enroll in RCBC Digital
via mobile app
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Step 1
Download RCBC Digital then tap "REGISTER".
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Step 2
Read and agree to the terms and conditions. Provide your account details. Input the OTP sent to your registered mobile number then tap "NEXT".
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Step 3
Assign a User ID and password. Be sure to review and remember your account details before tapping "NEXT". Congratulations! You're now enrolled in RCBC Digital!
via web browser
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Step 1
Visit rcbconlinebanking.com and click "ENROLL NOW".
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Step 2
Read and agree to the terms and conditions then provide your account details. Click "NEXT".
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Step 3
Assign a User ID and password. Be sure to review and remember your account details before clicking "SUBMIT". Congratulations! You're now enrolled to RCBC Online Banking!
How to enroll your account in RCBC Digital
ATM Cardless Withdrawal
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You can now withdraw without your ATM card in 3 easy steps!
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Withdraw up to Php 20,000 per transaction
via mobile app
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Step 1
Log on to RCBC Online Banking app and tap "CARDLESS WITHDRAWAL".
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Step 2
Select your source account and input the amount you want to withdraw. Review all details then tap "CONFIRM".
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Step 3
An OTP will be sent to your registered mobile number, input at any RCBC ATM to confirm your transaction. Take your cash.
via web browser
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Step 1
Log on to www.rcbconlinebanking.com and click "CARDLESS WITHDRAWAL".
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Step 2
Select your source account and input the amount you want to withdraw. Review all details then click "NEXT".
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Step 3
An OTP will be sent to your registered mobile number, input at any RCBC ATM to confirm your transaction. Take your cash.
How to withdraw cash even without an ATM
Deposit checks from home
You can now deposit checks anytime, anywhere with RCBC Digital!
Deposit your checks from any local bank just by taking a photo of your check and get an email notification when your checks are cleared.
via mobile app
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Step 1
Log on to RCBC Online Banking app. Select "CHECK DEPOSIT" then tap "DEPOSIT CHECK". Make sure to read the reminders.
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Step 2
Take a clear photo of the front and back of your check. Complete the required details and tap "DEPOSIT". Make sure to double-check all the details before proceeding.
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Step 3
Enter the OTP sent to your registered mobile number then tap "SUBMIT". You'll receive an email once your check has been cleared.
How to deposit your checks online
Pay bills online
Looking for an easy way to pay bills online? RCBC’s got you covered through its online bills payment facility—a fast, convenient, and secure way of settling your bills online! With RCBC online, you can also schedule recurring payments and send donations to your favorite foundations.
via mobile app
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Step 1
Log on to RCBC Online Banking app. Select "BILLS PAYMENT" from the menu then tap "PAY BILL".
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Step 2
Select your source account and choose your biller. Fill in required information then tap "PAY NOW". Review all details then tap "PROCEED".
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Step 3
Input the OTP sent to your registered mobile number then tap "SUBMIT" to confirm your transaction.
via web browser
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Step 1
Log on to RCBC Online Banking and select "PAY BILL".
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Step 2
Select your source account and choose your biller. Fill in required information. Make sure to review all details then click "SUBMIT".
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Step 3
Input the OTP sent to your registered mobile number then click "SUBMIT" to confirm your transaction.
How to pay your bills online
Send cash to your loved ones via RCBC ATMs or branches
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Send cash to any recipient for free
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Cash can be withdrawn at any RCBC ATM or branch
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Send up to Php 5,000 per day
via mobile app
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Step 1
Log on to the RCBC Online Banking App. Select "FUND TRANSFER" then tap "SEND CASH"
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Step 2
Fill in required details. Review the transaction and complete the transaction by inputting the OTP sent to your registered mobile number.
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Step 3
A reference number will be sent to your recipient that may be used to claim at any RCBC ATM or branch.
via web browser
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Step 1
Log on to RCBC Online Banking with your account and click "SEND CASH".
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Step 2
Fill in the required details. Review your information and click "SUBMIT". You will recieve a transaction OTP in your registered mobile number. Input OTP to complete the transaction.
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Step 3
A reference number will be sent to your recipient that may be used to claim at any RCBC ATM or branch.
How to send cash via RCBC ATMs & branches
Send cash to your loved ones via partner remittance centers
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Send cash to any recipient for free
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Cash can be withdrawn at any of our partner remittance centers nationwide
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Send up to Php 5,000 per day
via web browser
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Step 1
Log on to RCBC Online Banking with your account and click "SEND CASH".
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Step 2
Fill in the required details. Make sure to choose "REMITTANCE PARTNERS" under "Where to claim". Review your information and click "CONFIRM". You will recieve a transaction OTP in your registered mobile number. Input OTP to complete the transaction.
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Step 3
A reference number will be sent to your recipient that may be used to claim at any Bayad Center, MLhuillier or LBC branch nationwide.
How to send cash via partner remittance centers
Transfer funds to other bank accounts
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Transfer funds to other bank account in just a few clicks!
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Use the following transfer channels when transferring funds to non-RCBC accounts:
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Instapay - same-day transfers of up to Php 50,000 per day for Php 25 transfer fee
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PesoNet - next-day transfers of up to Php 499,999 per day for Php 10 transfer fee
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via mobile app
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Step 1
Log on to RCBC Online Banking app. Select "FUND TRANSFER" then tap on "BANK TRANSFER".
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Step 2
Select your source account and enter your beneficiary account details from any local bank. If sending to a non-RCBC account, select your transfer channel. Enter the amount you want to transfer then tap "TRANSFER NOW".
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Step 3
Enter the OTP sent to your registered mobile number then tap "SUBMIT" to confirm your transaction.
via web browser
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Step 1
Log on to RCBC Online Banking then click "TRANSFER FUNDS".
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Step 2
Select your source account and enter your beneficiary account details from any local bank. If sending to a non-RCBC account, select your transfer channel. Enter the amount you want to transfer then click "SUBMIT".
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Step 3
Enter the OTP sent to your registered mobile number then click "SUBMIT" to confirm your transaction.
How to transfer funds to other bank accounts
