Enroll in RCBC Online Banking
via mobile app
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Step 1
Download the RCBC Online Banking app then tap "REGISTER".
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Step 2
Read and agree to the terms and conditions. Provide your account details. Input the OTP sent to your registered mobile number then tap "NEXT".
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Step 3
Assign a User ID and password. Be sure to review and remember your account details before tapping "NEXT". Congratulations! You're now enrolled to RCBC Online Banking!
via web browser
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Step 1
Visit rcbconlinebanking.com and click "ENROLL NOW".
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Step 2
Read and agree to the terms and conditions then provide your account details. Click "NEXT".
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Step 3
Assign a User ID and password. Be sure to review and remember your account details before clicking "SUBMIT". Congratulations! You're now enrolled to RCBC Online Banking!
ATM Cardless Withdrawal
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You can now withdraw without your ATM card in 3 easy steps!
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Withdraw up to Php 20,000 per transaction
via mobile app
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Step 1
Log on to RCBC Online Banking app and tap "CARDLESS WITHDRAWAL".
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Step 2
Select your source account and input the amount you want to withdraw. Review all details then tap "CONFIRM".
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Step 3
An OTP will be sent to your registered mobile number, input at any RCBC ATM to confirm your transaction. Take your cash.
via web browser
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Step 1
Log on to www.rcbconlinebanking.com and click "CARDLESS WITHDRAWAL".
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Step 2
Select your source account and input the amount you want to withdraw. Review all details then click "NEXT".
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Step 3
An OTP will be sent to your registered mobile number, input at any RCBC ATM to confirm your transaction. Take your cash.
Deposit checks from home
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Deposit your checks from any local bank without lining up at the branch
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Get an email notification when your checks are cleared
via mobile app
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Step 1
Log on to RCBC Online Banking app. Select "CHECK DEPOSIT" then tap "DEPOSIT CHECK". Make sure to read the reminders.
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Step 2
Take a clear photo of the front and back of your check. Complete the required details and tap "DEPOSIT". Make sure to double-check all the details before proceeding.
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Step 3
Enter the OTP sent to your registered mobile number then tap "SUBMIT". You'll receive an email once your check has been cleared.
Pay bills online
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Settle your monthly bills conveniently
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Schedule recurring bills so you won't miss out on due dates
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You may also send donations to foundations through this feature
via mobile app
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Step 1
Log on to RCBC Online Banking app. Select "BILLS PAYMENT" from the menu then tap "PAY BILL".
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Step 2
Select your source account and choose your biller. Fill in required information then tap "PAY NOW". Review all details then tap "PROCEED".
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Step 3
Input the OTP sent to your registered mobile number then tap "SUBMIT" to confirm your transaction.
via web browser
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Step 1
Log on to RCBC Online Banking and select "PAY BILL".
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Step 2
Select your source account and choose your biller. Fill in required information. Make sure to review all details then click "SUBMIT".
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Step 3
Input the OTP sent to your registered mobile number then click "SUBMIT" to confirm your transaction.
Send cash to your loved ones via RCBC ATMs or branches
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Send cash to any recipient for free
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Cash can be withdrawn at any RCBC ATM or branch
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Send up to Php 5,000 per day
via mobile app
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Step 1
Log on to the RCBC Online Banking App. Select "FUND TRANSFER" then tap "SEND CASH"
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Step 2
Fill in required details. Review the transaction and complete the transaction by inputting the OTP sent to your registered mobile number.
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Step 3
A reference number will be sent to your recipient that may be used to claim at any RCBC ATM or branch.
via web browser
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Step 1
Log on to RCBC Online Banking with your account and click "SEND CASH".
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Step 2
Fill in the required details. Review your information and click "SUBMIT". You will recieve a transaction OTP in your registered mobile number. Input OTP to complete the transaction.
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Step 3
A reference number will be sent to your recipient that may be used to claim at any RCBC ATM or branch.
Send cash to your loved ones via partner remittance centers
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Send cash to any recipient for free
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Cash can be withdrawn at any of our partner remittance centers nationwide
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Send up to Php 5,000 per day
via web browser
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Step 1
Log on to RCBC Online Banking with your account and click "SEND CASH".
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Step 2
Fill in the required details. Make sure to choose "REMITTANCE PARTNERS" under "Where to claim". Review your information and click "CONFIRM". You will recieve a transaction OTP in your registered mobile number. Input OTP to complete the transaction.
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Step 3
A reference number will be sent to your recipient that may be used to claim at any Bayad Center, MLhuillier or LBC branch nationwide.
Transfer funds to other bank accounts
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Transfer funds to other bank account in just a few clicks!
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Use the following transfer channels when transferring funds to non-RCBC accounts:
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Instapay - same-day transfers of up to Php 50,000 per day for Php 15 transfer fee
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PesoNet - next-day transfers of up to Php 499,999 per day for Php 10 transfer fee
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via mobile app
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Step 1
Log on to RCBC Online Banking app. Select "FUND TRANSFER" then tap on "BANK TRANSFER".
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Step 2
Select your source account and enter your beneficiary account details from any local bank. If sending to a non-RCBC account, select your transfer channel. Enter the amount you want to transfer then tap "TRANSFER NOW".
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Step 3
Enter the OTP sent to your registered mobile number then tap "SUBMIT" to confirm your transaction.
via web browser
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Step 1
Log on to RCBC Online Banking then click "TRANSFER FUNDS".
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Step 2
Select your source account and enter your beneficiary account details from any local bank. If sending to a non-RCBC account, select your transfer channel. Enter the amount you want to transfer then click "SUBMIT".
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Step 3
Enter the OTP sent to your registered mobile number then click "SUBMIT" to confirm your transaction.