There's an investment that matches your capacity, personality, and goals. RCBC Unit Investment Trust Funds (UITFs) are highly affordable investments that pool your money with other investors who share similar goals, financial resources and risk preferences.
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RCBC Peso Short Term Fund
3.08% YOY Returns -
Rizal Peso Money Market Fund
2.91% YOY Returns -
Rizal Peso Cash Management Fund
3.20% YOY Returns -
Rizal Dollar Money Market Fund
2.20% YOY Returns -
Rizal Peso Bond Fund
4.19% YOY Returns -
Rizal Dollar Bond Fund
1.02% YOY Returns -
Rizal Balanced Fund
0.56% YOY Returns -
Rizal Equity Fund
-1.76% YOY Returns -
RCBC R25 Dividend Equity Fund
1.65% YOY Returns -
RCBC R25 Blue-Chip Equity Fund
-3.54% YOY Returns -
RCBC US Equity Index Feeder Fund
4.38% YOY Returns
Benefits
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Higher yield potential
Historically, average returns from the RCBC UITFs have performed better and favorably over traditional deposit and investment products.
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Access to high-yielding investments
The pooling feature of the RCBC UITFs allows the fund managers to negotiate for higher rates, better prices, lower transaction costs for the Fund due to the size of its investments.
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Diversification
Through any of the RCBC UITFs, you get to participate in all the investments of the Fund, thereby spreading out the risk involved over a wider range of investment outlets.
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Affordability
You can invest for as low as PHP 5,000 for peso investments or USD 200 for dollar investments.
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Accessibility
You may invest in the RCBC UITFs online through RCBC Digital website or through any of the RCBC business centers strategically located nationwide. You may check the list of our Certified UITF Sales Personnel here.
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Convenience
The RCBC UITFs may be redeemed daily during banking hours up to 11:00 AM. Some of our UITFs do not have minimum holding period.
How to invest in UITFs online
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Step 1. Log in to rcbconlinebanking.com with your account and click ‘Invest in UITF'. Not an RCBC accountholder? Enroll here.
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Step 2. Choose whether you wish to open a new UITF account or enroll existing UITF Account.
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Step 3. Read and understand the terms and conditions; confirm client information then click ‘Submit’.
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Step 4.
For new clients Accomplish the Customer Suitability Assessment (CSA) and select preferred RCBC UITF.
For existing clients Confirm your CSA result and select preferred RCBC UITF then click 'Submit'.
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Step 5. System will notify you that the account enrollment was successful. To start investing, you will automatically be re-directed to the 'Add Investment' page.

Which UITF product is for you?
RCBC UITFs
as of Wed, June 7, 2023
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UITF
NAVPU
- Rizal Peso Money Market Fund
1.727481
- RCBC Peso Short Term Fund
1.630922
- Rizal Peso Cash Management Fund
1.184271
- Rizal Peso Bond Fund
2.226782
- Rizal Balanced Fund
2.058099
- Rizal Equity Fund
3.343039
- RCBC R25 Blue-Chip Equity Fund
0.819993
- RCBC R25 Dividend Equity Fund
0.919114
- Rizal Dollar Money Market Fund
1.444716
- Rizal Dollar Bond Fund
1.681995