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Apply for a loan and we will provide you with the push you need to achieve your goals.
Competitive Interest Rate
Enjoy lower costs with RCBC's attractive loan rates.
Flexible Payment Terms
Choose a repayment period that suits your financial situation.
High Loan Amounts
Access substantial funding from the bank to cover various personal loan needs.
Enhanced Implementation of the Truth in Lending Act (Republic Act 3765)
The State protects its citizens from a lack of awareness of the true cost of credit to the customer by assuring a full disclosure of such cost and other terms and conditions with a view of preventing the uninformed use of credit.
As such, a disclosure statement is a required attachment to the loan contract. It shall include, at a minimum, the following information:
1. Total amount to be financed
2. Finance Charges and all others charges incident to the loan
3. Net proceeds of the loan
4. Schedule of Payments
5. The percentage that the finance charge bears to the total amount to be financed expressed as Effective Interest Rate (EIR)
IMPORTANT NOTICE
The borrower has a right to demand a copy of the disclosure statement
RCBC Personal Loans offer flexible financing for your passions. Whether consolidating debt, funding major purchases, covering education, or planning a vacation, our loans provide the support you need.
With tailored solutions, our personal loans are also designed to fuel your enterprise growth.
Ready to grow your business? Click here for more information.
Do you have any more inquiries?
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IMPORTANT NOTICE: All computations are for illustration purposes only. Final loan amount and amortization are subject to review and approval.
Interest rates are indicative subject to the prevailing market rates. Terms and conditions apply.
