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WHERE YOUR JOURNEY BEGINS

Driving Possibilities with RCBC Auto Loans

Whether your dream family car is a sedan or an SUV, RCBC’s auto loans have you covered.

Recognized in 2025 by Global Business Review as Best in Customer Service and Euromoney as the Best Bank for Digital, we make it fast and easy to drive off in the vehicle that best suits your needs and lifestyle.

Terms and Conditions

Who are eligible to apply?

  • Filipino Citizen or Dual Citizen
  • At least 21 years old upon loan application
  • At most 70 years old upon loan maturity
  • Must have a mobile number and a residence or office landline
  • With a minimum employment tenure of 1 year and minimum gross monthly income of Php40,000
  • Filipino Citizen or Dual Citizen
  • At least 21 years old upon loan application
  • At most 70 years old upon loan maturity
  • Must have a mobile number and a residence or office landline
  • Business must be in profitable operations for the past 2 years

LET’S GET STARTED

Estimate Your Loan Amount Using Our Auto Loan Calculator

Plan ahead with our auto loan calculator, track your loan status online, and enjoy flexible auto loan financing designed for your real-life goals.

Choose your loan type:

Choose your vehicle type:

Vehicle type:

Brand New

What you’re in for:

Minimum Loan Amount

PHP Php 300,000

Down Payment

20

Payment Terms

12 to 60 months

Calculate your loan

Selling Price (PHP)
Down Payment
Loan Period

Your loan details:

Regular Auto Loan:

Total Loan Amount

Down Payment

Interest Rate

5.35%

Monthly Payment

Ready to own a car?

Apply Online
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Drive the future with your new Tesla, financed by an RCBC car loan

Apply Online
What’s new with RCBC Auto Loan? Experience Tesla #ForTheDriven

Frequently Asked Questions (FAQs)

You can finance a wide range of vehicles, from brand-new and second-hand cars to motorcycles. Whether you’re looking for a bank car loan or a motorcycle loan from a bank, RCBC has options to suit your needs.

For employed:

  • Accomplished RCBC Auto Loan Application Form
  • Certificate of Employment (COE) or latest ITR
  • 2 valid government-issued IDs
  • TIN
  • Utility Bill

For Self-employed:

  • Accomplished RCBC Auto Loan Application Form
  • Business registration with DTI
  • Audited financial statements
  • ITR or bank statements

Yes, you can. You may check out the list of cars for sale here.

You can finance a wide range of vehicles, from brand-new and second-hand cars to motorcycles. Whether you’re looking for a bank car loan or a motorcycle loan from a bank, RCBC has options to suit your needs.

You can finance a wide range of vehicles, from brand-new and second-hand cars to motorcycles. Whether you’re looking for a bank car loan or a motorcycle loan from a bank, RCBC has options to suit your needs.

Download the Loan Application Form

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