Move in sooner with RCBC

Get a home loan starting from P300,000. Application is easy so don't make your dreams wait.

Who are eligible to apply?

  • Filipino Citizen or Dual Citizen 

  • If foreigner, must be married to a Filipino citizen 

  • At least 21 years old upon loan application 

  • At most 65 years old (if employed) or 70 years old (if self-employed) upon loan maturity 

  • If employed, must be permanently employed for at least 1 year

  • If self employed, business must be in profitable operations for the past 2 years 

  • If OFW, must have worked abroad for at least 2 consecutive years

YOU ONLY NEED TO PREPARE:

  • Accomplished RCBC Home Loan Application Form

  • Copy of TCT and Tax Declaration (Land & Improvement)

  • Bill of Materials (Construction)

  • For Employed applicants: Certificate of Employment  (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill

  • For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements

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