Move in sooner with RCBC
Get a home loan starting from P300,000. Application is easy so don't make your dreams wait.
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What you're in for:
Regular Home Loan
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Minimum Loan Amount
Php 1,000,000 -
Downpayment
20% -
Fixing Option
1-20 years -
Loan Period
1-20 years
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Who are eligible to apply?
For employed:
- Filipino Citizen or Dual Citizen
- If foreigner, must be married to a Filipino citizen
- At least 21 years old upon loan application
- At most 65 years old upon loan maturity
- Must have a mobile number and a residence or office landline
- With a minimum employment tenure of 1 year and minimum gross monthly income of Php40,000
- If OFW, must have worked abroad for at least 2 consecutive years
For Self-employed:
- Filipino Citizen or Dual Citizen
- If foreigner, must be married to a Filipino citizen
- At least 21 years old upon loan application
- At most 70 years old upon loan maturity
- Must have a mobile number and a residence or office landline
- Business must be in profitable operations for the past 2 years
YOU ONLY NEED TO PREPARE:
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Accomplished RCBC Home Loan Application Form
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Copy of TCT and Tax Declaration (Land & Improvement)
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Bill of Materials (Construction)
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For Employed applicants: Certificate of Employment (COE) or latest ITR, 2 valid government-issued IDs, TIN, Utility bill
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For Self-employed applicants: Business Registration with DTI, Audited Financial Statements, ITR or bank statements
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