Get a checking account that fits your needs
Choose the right RCBC checking account that fits you and enjoy convenient money management with minimal requirements. Open a checking account online in the Philippines with RCBC, whether you manage your finances in-branch or digitally.
Accounts |
Minimum Initial Deposit |
Interest
|
Required ADB |
Balance to
|
Features |
|---|---|---|---|---|---|
OneAccountHigh-yield savings and checking in one, maximizing your financial growth. |
Depends on plan type | 0.15%-3.75% | None | PHP 25,000 |
|
Dragon CheckingElite checking account with higher interest rates and unlimited withdrawals. |
PHP 25,000 | 0.15%-0.45% | PHP 25,000 | PHP 50,000 |
|
eWoman CheckingTailored for women, combining practicality with rewarding features in a checking account. |
PHP 35,000 | None | PHP 35,000 | None |
|
Open a checking account in the Philippines with RCBC
Frequently Asked Questions
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What makes a checking account different from other types of accounts?
A checking account in the Philippines provides easy access to funds for daily expenses, offering greater liquidity. Unlike savings accounts, which are primarily intended for depositing and accumulating funds, a checking account allows for numerous and frequent transactions like writing checks, making electronic payments, and using debit cards.
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What are the requirements to open a checking account in the Philippines?
Typically, you need a valid ID, proof of income, and a completed application form.
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What valid IDs are accepted?
Accepted IDs include a driver's license, passport, or any government-issued ID with a photo. For a full list of acceptable IDs, take a look at our banking requirements.
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What is the minimum deposit when opening an account?
The minimum deposit amount depends on the type of checking account you want to open.
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What is the maintaining balance for a checking account?
Maintaining balance requirements differ based on the account type but are usually clearly outlined upon account opening.
Personal Banking Guidelines
More of the information that you'll need to bank with us.