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RCBC OneAccount is your all-in-one account because it offers all the features of a savings, checking, and time deposit in a single account. It even allows you to customize your account according to your needs and get access to more features just the way you like it.
It is designed for individuals who want simplicity, flexibility, and convenience.
This is perfect for anyone who is looking for
*Issuance of checkbook will be subject to Bank's approval and once approved, your account will be debited for the cost, which is P250.00.
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Here's your total ADB requirement
Select One
Here's your total ADB requirement
| Available Daily Balance | No Withdrawal | One Withdrawal | More than One Withdrawal |
|---|---|---|---|
| P10,000 to P24,999.99 | 0.000% | 0.000% | 0.000% |
| P25,000 to P49,999.99 | 0.625% | 0.224% | 0.150% |
| P50,000 to P499,999.99 | 0.625% | 0.224% | 0.150% |
| P500,000 to P999,999.99 | 0.625% | 0.375% | 0.150% |
| P1,000,000 to P2,499,999.99 | 1.850% | 0.500% | 0.150% |
| P2,500,000 to P4,999,999.99 | 2.150% | 0.750% | 0.150% |
| P5,000,000 to P9,999,999.99 | 3.650% | 1.000% | 0.150% |
| P10,000,000 and up | 3.900% | 1.500% | 0.150% |
*Rate may be subject to change without prior notice
*Account closures will be treated as withdrawal transactions starting July 15, 2024
More of the information that you'll need to bank with us.
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Initial deposit during account opening is required. Initial deposit should be equal or greater than the plan's required ADB.
An unfunded account will automatically be closed if it remains to have zero balance beyond 30 calendar days from the date of application.
Failure to maintain the required monthly Average Daily Balance for the availed add-on feature will result in a P500 charge.
- New-to-bank accounts opened online should be funded within 180 days to avoid automatic closure - Additional accounts opened online and all accounts opened via branch should be funded within 120 days to avoid automatic closure
Your account will be considered mishandled in an instance of one (1) returned check due to insufficient funds.
Following the conduct of interval verification of your Branch Account (BOA), your account will be subsequently closed.