Requirements

  • Individual Account Opening

    For Savings Account (SA), Time Deposit (TD) and MyWallet

    • One (1) valid photo-bearing government issued identification card and proof of address

    For Current / Checking Account (CA)

    • One (1) valid photo-bearing government issued identification card and proof of address

    For Foreigners

    • One (1) valid photo-bearing government issued identification card (e.g. Passport, Driver's License, Social Security Number/ID) and proof of address

  • Corporate Account Opening

    • One (1) valid photo-bearing government issued identification card of each authorized signatories and corporate secretaries

    • Certificate of Registration issued by DTI, SEC, BSP

    • Articles of Incorporation/Partnerships or Association and By-Laws;

    • Board or Partner's Resolution duly certified by the Corporate/ Partner's Secretary authorizing to sign on behalf of the entity

    • Latest General Information Sheet

    • Proof of Address

     

  • RCBC Telemoney Peso/ Dollar ATM Savings Account Opening
    • One (1) valid photo-bearing government issued identification card with proof of address

    Determining Account Eligibility:

    • For OFWs

      • Referral Letter verified with TeleMoney Customer Service Unit (CSU)

      • Passport with Work Visa

      • Foreign Company ID

      • Seaman’s Book

      • Overseas Marine Certification or its equivalent

      • Other acceptable ID showing that the client is an OFW

    • For Beneficiaries:

      • Referral Letter verified with TeleMoney Customer Service Unit (CSU)

      • Referral Letter from Marketing Development Officers (MDOs) abroad or from TeleMoney Customer Service Unit (CSU) emailed to the branch

      • Proof of remittance under the beneficiary’s name

  • SME Lending Products

    • Company Profile

    • Business Papers

    • Corporation/Partnership

      • SEC Registration

      • Articles of Incorporation

      • By-Laws

      • Latest General Information Sheet

    • Single Proprietorship

      • DTI Registration

      • Mayor's Permit

      • ITR (3 years)

    • Audited Financial Statement for 3 consecutive years

    • Latest Interim Financial Statement

    • Individual Profile of Principal Borrowers/Officers

    • List of Projects; Suppliers; Customers

    • Additional Documents for Small Business Loans Applicant

      • Latest 3 months Utility Bills Statements with Proof of Payment

      • Latest 3 months Credit Card Billing Statements with Proof of Payment

      • Latest 3 months Bank Statements

    • Collateral Documents

      • For Inventories/Equipment

        • Certified List of Merchandise Inventory

        • Invoices or Deed of Sale for Equipment

        • Certificate of Ownership for Equipment

      • For Real Estate Mortgage

        • Transfer Certificate of Title

        • Tax Declaration

        • Tax Clearance

        • Real Estate Tax Receipt

        • Location

     

List of Acceptable IDs

  • For Individual Accounts
    • Filipinos

      • Philippine Identification System (PhilSys) ID

      • Passport

      • Seaman's Book

      • Postal ID (issued 2016)

      • Driver's License

      • National Bureau of Investigation (NBI) clearance

      • Social Security System (SSS) ID

      • Philippines' Unified Multi Purpose ID

      • Firearms License

      • Professional Regulations Commission (PRC) ID

      • Integrated Bar of the Philippines ID

      • Senior Citizen Card

      • ID issued by the National Council on Disabled Affairs (NCDA) or PWD ID Card

    • Foreigners

      • Passport

      • Alien Certificate of Registration (ACR)

      • Philippine Retirement Authority (PRA) ID Card

      • Philippine Identification System (PhilSys) ID

      • Social Security System (SSS) ID

      • Philippines' Unified Multi Purpose ID

      • Driver's License

  • For Corporate Accounts
    • Local Companies

      • Board of Partner's Resolution, Secretary's Certificate

      • SEC Registration (Corporation/ Partnership)

      • General Information Sheet (GIS)

      • Articles of Inc./Assoc./Coop.

      • By-Laws

      • Cooperative Development Authority Registration

    • Foreign Companies

      • SEC Documents

      • Similar documents issued by foreign country; duly authenticated by the Philippine Consulate

      • Board Resolution

     

Accepted Proof of Address

  • For Individual Clients

     

    The following documents if containing the individual client's name and the permanent, present or office address as indicated on the Customer Relationship Form (CRF) shall be accepted:

    • Unexpired, photo-bearing government-issued IDs:

      • Driver’s License

      • NBI Clearance

      • Police Clearance

      • Postal ID

      • SSS/GSIS UMID cards

      • Senior Citizen ID

      • License to Possess Firearms/License to Carry Firearms Outside of Residence

    • Employment ID

    • Utility bills (e.g. cellphone, electricity, water, cable)*

    • Credit card or Bank Statement of Accounts (SOA)*

    • Insurance billings*

    • Unexpired home insurance policies

    • Delivery receipts from online shopping (e.g. Zalora, Lazada, OLX)*

    • Delivery receipts of known couriers (e.g. LBC, DHL, JRS)*

    • Latest Real Estate Tax Receipt

    • Latest Income Tax Receipt

    • Barangay Certification

    *should be dated within the last three (3) months

    • If the Barangay Certification is submitted:

      • The Official Receipt (OR) from the City Hall or Barangay Hall for the the issuance of the certification shall likewise be submitted.

      • If the OR cannot be submitted, confirmation with the issuing city hall/barangay shall be conducted by the Bank prior to account opening. Details of the confirmation (i.e., date and name of the barangay officer who confirms the certification) shall be indicated on the Barangay Certification and signed by the Bank personnel who conducted the confirmation.

    • For female clients, proofs of address under their maiden names shall be allowed.

    • For clients living with parents or relatives, proofs of address under the same surname shall be accepted.

    • For clients who are renting with no proof of address under their names, the following may be submitted:

      • Certification from lessor together with proof of billing under lessor's name OR

      • Notarized Lease Contract

     

  • For Corporate Clients

    The following documents if containing the corporate client's registered name and registered address as indicated on the CRF shall be accepted:

    • Notarized Lease Contract

    • Latest Mayor's Permit

    • Utility Bills (e.g. electricity, water)*

    • Delivery receipts of known couriers (e.g. LBC, DHL, JRS)*

    • Latest General Information Sheet

    • Latest Corporate Income Tax Receipt

    • Unexpired insurance policies covering corporate assets/risks

    • Latest Corporate Real Estate Tax Receipts

      *should be dated within the last three (3) months

    • Top 1000 companies and publicly listed companies shall be exempted from the submission of the proof of address.

       

    NOTE: List of these companies may be checked online through http://edge.pse.com.ph/companyDirectory/form.do

24-7

Have a question in mind?

Contact Us
or inquire at a branch near you