Start saving with a Basic Deposit Account

Start your financial journey at any stage of your life. You can open an account with just Php100 and a Barangay Certificate.

This is perfect for people who:

    • Have no existing bank accounts with RCBC

    • Have no access to facilities granting Government IDs

    • Have a good financial history

  • What You're In For:

    • Minimum Initial deposit

      PHP100
    • Required Average Daily Balance (ADB)

      None
    • Maximum Account Balance

      PHP 50,000
    • Interest Rate

      No Interest
    • MyDebit ATM Card Benefits

      • Cashless and Online Shopping
      • Enhanced Security
      • Worldwide Acceptance through Mastercard
      • Manage and access your account 24/7
    • Transaction Record

      Statement of Account
    • Charges & Fees

      Early Closure (w/in 30 days) – Php 500
      Card Replacement Fee – Php 150
  • You Only Need to Prepare:

    • Completed RCBC account opening forms

    • Barangay Certificate or valid ID

    Open an account today!

    Apply at your nearest branch

Personal Banking Guidelines

More of the information that you'll need to bank with us.

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