Start saving with a Basic Deposit Account

Start your financial journey at any stage of your life. You can open an account with just Php100 and a Barangay Certificate.

This is perfect for people who:

    • Have no existing bank accounts with RCBC

    • Have no access to facilities granting Government IDs

    • Have a good financial history

  • What You're In For:

    • Minimum Initial deposit

      PHP100

    • Required Average Daily Balance (ADB)

      None

    • Maximum Account Balance

      PHP 50,000

    • Interest Rate

      No Interest

    • MyDebit ATM Card Benefits

      • Cashless and Online Shopping
      • Enhanced Security
      • Worldwide Acceptance through Mastercard
      • Manage and access your account 24/7

    • Transaction Record

      Statement of Account

    • Charges & Fees

      Early Closure (w/in 6 months) – Php 500
      Card Replacement Fee – Php 200

  • You Only Need to Prepare:

    • Completed RCBC account opening forms

    • Barangay Certificate or valid ID

    Open an account today!

    Apply at your nearest branch

Personal Banking Guidelines

More of the information that you'll need to bank with us.

Banking Fees and Charges Banking Requirements Terms & Conditions

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