RCBC’s Personal Banking solutions helps you rise to every challenge and opportunity in your life. Whether it’s keeping your money safe and accessible; growing and managing your money; lending you a helping hand in achieving a dream or at being there for you at times of need, RCBC will help you get to where you want to be.
CheckLite is a checking account exclusively offered to RCBC's Home Loan and Personal Loan clients. For an affordable opening and maintaining balance, the client may issue three checks per month, free of charge* and access the account 24/7 via RCBC Online Banking facility.
*After the 3rd check per month, a Php30 fee will be collected for every check issued
Available to RCBC'S Home Loan and Personal Loan borrowers only
Is non-interest bearing
Comes with a checkbook
Easy access via RCBC Online Banking facility
Check clearing is done through PCHC’s Check Image Clearing System (CICS)*
Will be subject to account closure upon any of the following:
One (1) returned check due to insufficient funds
One (1) returned check due to uncollected deposit
One (1) returned check due to Stop Payment Order (SPO)
Balance is below Php1,000
* CICS is an electronic payment system mandated by the PCHC where the image and information on the check is digitally captured by the bank receiving the check for deposit and electronically negotiated to the paying bank.