How Premium Banking for Families Lets You Care for the People Who Matter Most

Premium banking was built for you. Hexagon Club family lets you make it work for everyone who matters most to you.

Key Takeaways

• Family banking is a smarter approach to managing your banking relationship as a household, giving your loved ones access to benefits they would not otherwise enjoy.
• Eligible Hexagon Club Priority and Hexagon Club Privilege members can nominate up to four family members to join their circle through Hexagon Club Family.
• Nominated members gain access to exclusive perks including priority branch service, special foreign exchange rates, preferential loan and time deposit rates, a free-for-life supplementary credit card (subject to RCBC’s evaluation and approval), and unlimited free telemedicine consultations.

Financial success is rarely a solo achievement. Behind every hardworking professional managing a growing career, a growing family, and a growing set of responsibilities, there are people who helped make it possible. 

At a certain point, the natural question stops being "How do I build more?" and starts being "How do I make this count for the people I love?" That shift in thinking is where family banking begins.

Premium banking for families goes beyond holding accounts in the same bank. It means the value you have built with your bank does not stop with you.

Discover how RCBC makes this possible through Hexagon Club Family.

What is Family Banking and Why Does It Matter

Your 30s and 40s are when financial momentum really builds. Your income reflects years of hard work. Your goals are sharper and more defined. And the people you love are more present in your plans than ever before.

As your financial priorities expand, it makes sense to think beyond managing your own money and consider how your banking relationship can create greater value for your loved ones. This is where family banking comes in.

Family banking is an approach to managing finances where family members use coordinated banking services and benefits to make financial management more convenient and rewarding. It can include shared financial planning, tailored banking solutions, and access to privileges that support the needs of different family members, from everyday transactions to long-term wealth building.

Hexagon Family: Premium Banking Is Better When Shared

You have worked hard to reach the level of banking you enjoy today. The priority service, the exclusive privileges, the personalized attention — these are the rewards of a strong financial relationship with RCBC. Now, imagine extending that same experience to the people who have always been part of your story.

Hexagon Club Family is the first-of-its-kind VIP family banking feature from RCBC, designed exclusively for qualified Hexagon Priority and Hexagon Privilege members. It is an optional add-on that lets you bring selected premium banking benefits into your household, creating a more connected and more rewarding banking experience for the people who matter most.

Who Can You Nominate?

As a qualified Hexagon Club Family member, you can nominate up to four eligible loved ones to join your family circle. Qualified relationships include:

• Spouse or partner
• Parents
• Grandparents
• Children
• Grandchildren
• Siblings

How Hexagon Family Can Make Your Family’s Banking Experience Easier

The default model of banking treats each account holder as an individual. You qualify for benefits based on your own deposits, your own transaction history, and your own relationship with the bank. That works well for personal finance, but it does not reflect how most Filipino families actually operate.

Premium banking for families simply makes your benefits match that new reality.

This is what a shared banking experience actually looks like in practice with Hexagon Club Family:

1. Everyday Banking is More Convenient

Branch visits become a different experience when your family members are part of your Hexagon circle. Nominated members enjoy priority queuing and dedicated branch manager assistance at every RCBC branch nationwide. Inter-branch and inter-regional fees are waived, so moving money across accounts and regions incurs no unnecessary costs.

For a family that handles a high volume of transactions every month, these are not small conveniences. They are meaningful time and cost savings that add up across the household.

2. Travel is More Rewarding

Filipinos who have built a premium banking relationship with RCBC know how much better travel feels with the right privileges. Hexagon Family extends that experience further.

Picture a family trip where every member of your circle moves through the airport with access to the same premium experience you enjoy. Or a parent traveling abroad who benefits from preferential foreign exchange rates on USD, JPY, EUR, and seven other major currencies before they leave. 

The lifestyle benefits of premium banking for families are most visible in moments like these, when the people you love experience the same quality of service you have come to expect.

3. Support for Different Financial Stages

Family banking accounts for the fact that every member of your household is at a different point in their financial journey. Your parents may be focused on managing their retirement savings, while you are building investments or growing your portfolio. Your children might be opening their first bank account. These are entirely different sets of priorities happening at the same time.

Hexagon Family addresses all of them. The shared layer of priority banking service ensures that every member of your circle receives attentive, personalized assistance no matter what stage they are in.

4. Financial Success as a Shared Experience

There is something deeply meaningful about being the person in your family who can open a door that was not previously available to everyone. Your parents spent years making sure you had opportunities. Your siblings watched you build something. Your children are growing up knowing that financial security is possible.

Hexagon Family lets you turn that individual achievement into a collective one. Sharing selected banking privileges is another way to take care of the people who helped you get where you are and to support those who are just getting started.

Discover the Value of Banking Together

As your financial journey evolves, so does your idea of what it means to be successful. With the right banking relationship, the benefits you enjoy can extend beyond your own finances and create greater value for your family.

Whether you are growing your wealth, supporting aging parents, raising the next generation, or simply trying to make everyday finances less complicated for your household, RCBC is your trusted family banking partner.

Discover how banking together can make your family’s financial journey more rewarding. Contact us today.

Frequently Asked Questions

Do Supplementary Members need to have an existing RCBC account to be enrolled in Hexagon Family?

Your nominated family members must have an RCBC account to receive and enjoy the applicable Hexagon Family benefits. Your branch or relationship manager can assist both you and your nominees with any account requirements during the enrollment process.

Do Supplementary Members need to maintain a premium account balance?

No. Supplementary Members have no premium ADB requirement and access Hexagon Club perks completely free based on the Primary Member’s balance. However, individual accounts must still maintain the ADB baseline required for their account type to avoid regular bank fees.

Does enrolling in Hexagon Family affect my own Hexagon Club benefits?

No. Subscribing to Hexagon Family is an add-on to your existing membership. Your own Hexagon Club Priority or Hexagon Privilege benefits remain fully intact.