Pulz High-5 Cashback and Free Instapay Promo
PROMOTION TERMS AND CONDITIONS
PROMO ELIGIBILITY
This promotion is open to all RCBC retail CASA account holders who have successfully enrolled their account to RCBC Pulz, the new RCBC Digital App (“Pulz”). Consumer loans, credit cards, and corporate RCBC clients are not qualified to participate in this promo, unless they are also a new or existing RCBC CASA account holder. To qualify, Pulz Users must make at least one (1) qualified online check deposit, in-app bills payment, QR scan-to-pay transaction, and/or mobile load up transaction, during the specified promo period to earn cashback.
RCBC will also waive service fees on Autosweep RFID purchases through Pulz during the Promo Period.
PROMO PERIOD
November 1 - December 31, 2024
PROMO MECHANICS:
RCBC Pulz will provide a rebate in the amount of Fifty Pesos (PhP 50.00) to all Users who made their first successful transaction using the Pulz App during the Promo Period on the following services:
• Online Check Deposit - (All check types)
• Bills Payment Transaction - (All categories except for Credit Cards)
• E-Load purchase - (All categories except for RFID)
• QR scan-to-pay transaction - (Only Payment to Merchant)
RCBC will also waive service fees during the Promo Period on the following:
• RFID Purchase (Autosweep)
- Waived service fee of Ten Pesos (PhP 10.00) for Autosweep transactions.
- This Promo covers the first five (5) RFID Purchases in a calendar month with a minimum load up amount of at least Three Hundred Pesos (PHP 300.00), with subsequent transactions incurring the regular service fees.
PROMO MECHANICS (STEPS TO PARTICIPATE)
QUALIFIED TRANSACTIONS
A. Online Check Deposit
• Pulz Users must have successfully made an online check deposit using the Pulz App during the Promo Period.
• Pulz Users can deposit their check online by navigating to the Pulz application’s “Deposit Check” in the Deposit Dashboard.Users shall select the type of check they would like to deposit (RCBC Check Deposit or Other Local Bank Check Deposit), take a photo of the front and back of their check and input the required information.
• Users must make a minimum check deposit with an amount of at least Three Thousand Pesos (Php 3,000.00) to qualify for the rebate. Cashback qualifications are subject to further verification as detailed in Promo Incentives Section F.
B. Bills Payment
• Pulz Users must have successfully paid their utility bills from the Pulz App during the Promo Period.
• Pulz Users can pay bills by navigating to the Pulz application’s “Pay Bills” function. Users will select the biller they would like to pay, and input the required information.
• Users must pay a bill worth at least One Thousand Five Hundred Pesos (Php 1,500.00) to qualify for the rebate. Cashback qualifications are subject to further verification as detailed in Promo Incentives Section F.
• Multiple payments made to the same Participating Biller despite having different billing account numbers, or multiple payments made to the same biller for the same billing, are still classified as a payment to one (1) unique biller. Bills payment transactions must be full payments of actual billed utilities and services. Splitting or partial payments of bills are not allowed. A sample computation is as follows:
|
Customer |
Biller |
Account # |
# of Transactions |
Amount (s) |
Total Cashback for First Transaction Bill Payers |
|---|---|---|---|---|---|
|
Customer 1 |
PLDT |
EFGH1234 |
1 |
Php 4,000.00 |
Php 50.00 |
|
Customer 1(1 transaction to biller exceeding maximum amount limit of P1,500), Php 50.00 cap to transaction is applied for cashback. |
|||||
|
Customer 2 |
Maynilad |
IJKL1234 |
1 |
Php 2,000.00 Php 2,000.00 |
Php 50.00 |
|
Customer 2 (1 transaction to 2 different billers), Only one (1) Php 50.00 cashback to be credited. |
|||||
|
Customer 3 |
Meralco Meralco Meralco |
MNOP1234 |
1 |
Php 2,000.00 Php 2,000.00 Php 2,000.00 |
Php 50.00 |
|
Customer 3 (Multiple transactions to 3 different biller account numbers), Only one (1) Php 50.00 cashback to be credited. |
|||||
C. E-Load/E-Pins Purchase
• Pulz Users must have successfully purchased e-load/e-pins (all categories except for RFID) from the Pulz App during the Promo Period.
• Pulz Users can pay bills by navigating to the Pulz application’s “Load Up” function. Users will select the telco or gaming credits they would like to pay for, and must load up at least Three Hundred Pesos (Php 300.00) to qualify for the rebate. Cashback qualifications are subject to further verification as detailed in Promo Incentives Section F.
D. QR Scan-to-Pay
• Pulz Users must have successfully used the QR Scan-to-Pay feature from the Pulz App during the Promo Period.
• Pulz Users can use the QR Scan-to-Pay feature by navigating to the Pulz application’s “QR” function.
• Users must then scan the QR Ph code of any merchant and complete a purchase of at least Four Hundred Pesos (Php 400.00) to qualify for the rebate. Cashback qualifications are subject to further verification as detailed in Promo Incentives Section F.
E. RFID Purchase (Autosweep)
• Pulz Users must have successfully purchased AutoSweep Load from the Pulz App during the Promo Period.
• Pulz Users can purchase Autosweep credits by navigating to the Pulz application’s “Load Up” function. Users will select Autosweep from the RFID options, and must load up at least Three Hundred Pesos (Php 300.00) to qualify for the waived service fee.
• This Promo covers the first five (5) RFID Purchases in a calendar month with a minimum load up amount
PROMO INCENTIVES
F. Cashback
• Qualified transactions of first successful bill payers with a minimum bill spend of Php 1,500.00, first load up transaction of at least Php 300.00, first QR-Scan-to-Pay purchase of at least PhP 400.00, and/or make their first online check deposit of at least Php 3,000.00 will receive a cash rebate in the amount of Fifty Pesos (PhP50.00)to be credited to the user’s RCBC Pulz account.
• Only the first successful transaction of each feature during the Promo Period will be incentivized. Users are entitled to a maximum rebate cap of Two Hundred Pesos (Php 200.00) within the Promo Period.
• Crediting of the incentives shall take place every Thursday of the following week after the qualified transaction was made.
Promo Scope and Limitations
• Transactions deemed fraudulent or questionable will be automatically disqualified from the promo. Cashback claimed from transactions deemed to be fraudulent will be subject to clawback.
• Splitting the same bill for the same biller and account number into multiple transactions is not allowed and is subject to withdrawal of cashback.
• Taxes, if any, will be shouldered by RCBC.
• In case of dispute, RCBC’s decision, in coordination with the Department of Trade and Industry (DTI), shall be deemed final and irrevocable.
• The value of the fee waiver is non-transferable and cannot be converted to cash or any form of rewards, points, discounts, vouchers, rebates, refunds, services, or products.
• For more information, inquiries or complaints, users may contact the following: RCBC Pulz Customer Care at or the BSP Consumer Protection Department at 8708-7087 or consumeraffairs@bsp.gov.ph.
• RCBC Pulz is a digital product of RCBC. RCBC is regulated by the Banko Sentral ng Pilipinas (BSP).
• Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) up to P500,000 per depositor.
Per DTI Fair Trade Permit # FTEB-205899 Series of 2024