How to Pay for Your RCBC Credit Card Through the RCBC App

Juggling your responsibilities and keeping track of your bills can be quite a hassle. You may be wondering whether there’s a more convenient way to transfer money or how you can pay for your RCBC credit card bill.

Well, wonder no more because RCBC Pulz is the answer!

With RCBC’s online banking app, you have a one-stop digital system for your financial needs. And with this guide, you learn how to use the RCBC Pulz to pay your credit card bills and get additional tips for your other payment responsibilities.

Step-by-Step Guide to Paying Your RCBC Credit Card Bill with RCBC Pulz

Paying using the RCBC Pulz is easy. With the user-friendly features of the mobile banking app, you can simply navigate through it without getting confused. So, here’s a breakdown of how you can pay for your credit card bill using the app:

Before You Pay

1. Download and Install the App: If you haven't already, download the RCBC Pulz app from your phone's Apple App Store or Google Play Store.

2. Have Your Details Handy: Keep your RCBC account details like your account number, credit card number, expiry date, and valid security code (like a PIN or OTP) within reach so you can easily input your details.

Navigating RCBC Pulz

1. Launch the App: Once you’ve installed the app, you can create an online account and log in securely using a verified username and password. You can even use your biometric authentication if you’ve already set that up.

2. Explore the Interface: Don’t worry if the app interface is unfamiliar at first. Just remember that most mobile banking apps have a similar layout and essential features. Usually, you’ll see your account balance, recent transactions, and payment options displayed prominently on the home page.

Making the Payment

1. Locate the Payments Section: To start paying your bills, look for the button labeled “Bill Payments.” then click “Pay Bill.” This section is used to settle various expenses including your RCBC credit card.

2. Select “RCBC Credit Cards” (or “Credit Card”): The app will display a list of billers you can choose from. Select “RCBC Credit Cards” as the biller you want to pay.

3. Enter Your Credit Card Details: If the app doesn’t already have your credit card details saved, you will be prompted to enter them again. This includes your card number, expiry date, and cardholder name.

4. Input Payment Amount: Enter the amount you wish to pay towards your credit card bill. Make sure it covers your outstanding balance to avoid late fees on your next billing period.

5. Review and Confirm: Before you finish your payment, double-check all the information including the biller name, credit card number, and payment amount. Ensure that everything’s accurate before finalizing.

7. Complete the Payment: Once everything looks good, proceed with your bill payment. This can involve confirming the transaction through your security code or an OTP you received through SMS.

8. Confirmation Received: The app will process your payment and display a confirmation message upon successful submission. You also receive an email notification for your reference.

Additional Tips

1. Schedule Your Recurring Payments: If you already have an idea of your monthly credit card costs, you can set up an automated payment to ensure you never miss a due date and avoid late payment fees.

2. Track Your Transactions: RCBC Pulz allows you to view your transaction history, which can be helpful for budgeting and record-keeping.

3. Contact Customer Support: RCBC’s banking app offers customer services within the app or through the RCBC website. Just find the “Contact Us” button or page to easily contact RCBC’s customer support.

Once you’ve accomplished one bill payment transaction through the RCBC Pulz, the next one is going to be much easier and faster for you. And if you’re worried about how safe online banking is and if you should continuously use it, rest assured that there are security protocols in place to protect your sensitive information. RCBC strictly adheres to the Data Privacy Act of 2012 to ensure your protection.

Ready to Experience Seamless Banking?

If you’re wondering whether online banking is a trend or a fad, the simple answer is it’s here to stay. With the constant development of technology, managing your finances should be seamless and stress-free now and in the future. 

With that said, here at RCBC, we aim to simplify your banking experience with our user-friendly interface and comprehensive features. This guide is a good starting point for bill payment transactions, helping you navigate one of your most important financial management tasks. 

Once you’ve gotten the hang of the app, don’t hesitate to explore its other features further. You can find tutorials, FAQs, and customer support options readily available in case you need help.

So, what are you waiting for? Download RCBC Pulz now!