Hexagon Club Lite

What are the different Hexagon Club Membership Types?
Hexagon Club Lite is offered to select RCBC depositors who are automatically enrolled in Hexagon Club so they can immediately enjoy exclusive benefits such as preferential rates on time deposit, loans, and forex, special perks on loans, and a dedicated branch relationship manager.

Hexagon Club Privilege and Hexagon Club Priority are offered to individual depositors, who have fully enrolled in the Hexagon Club program. As a full-fledged Hexagon Club member, Hexagon Club Privilege/Priority members can enjoy more benefits. To enroll in Hexagon Club Privilege, a client has to maintain at least P100,000 in Total Peso CASA ADB, while for Hexagon Club Priority, a client has to maintain at least P1 million in Total Peso CASA ADB.

I am a Hexagon Club Lite Member. What are the benefits if I fully enroll in the Hexagon Club?
By fully enrolling in Hexagon Club, you can enjoy even more exclusive privileges and tailored benefits, as can be seen in the table above.

How do I enroll for a Hexagon Club Membership?
Maintain/meet the required deposit balance of your chosen Hexagon Club membership type, and sign the Hexagon Club enrollment forms by reaching out to or visiting your RCBC branch of account.

What will happen if I don’t maintain the required Peso ADB CASA?
You can no longer enjoy the exclusive perks and privileges of being a Hexagon Club Member and will be subject to delisting.

*Hexagon Club Lite is a privilege granted to select depositors invited by RCBC (the “Member”). Admission to Hexagon Club Lite does not grant the Member any vested right to continued membership or to admission to Hexagon Club Privilege or Hexagon Club Priority. Accordingly, RCBC may suspend or withdraw a Member’s admission to Hexagon Club Lite, subject to prior notice to Member where required by any applicable law, rule or regulation.

*Unless otherwise specified by RCBC, all Membership Benefits under Hexagon Club Lite are non-cumulative, non-transferable, non-refundable, and cannot be exchanged for cash. RCBC may add, discontinue, and/or replace any or all Membership Benefits with another of equivalent value and nature, subject to prior notice to the member where required by any applicable law, rule or regulation.

*Higher Rates on Time Deposit will only apply to placements of at least Php 100,000. Only Hexagon Club Lite/Privilege/Priority members whose previous Total Peso CASA-ADB from time deposit placement date is at least Php 100,000 can qualify for higher rates on Peso Time Deposit.

*Special rates on Forex will only apply to US Dollar over-the-counter transactions. Only Hexagon Club Lite/Privilege/Priority members whose previous Total Peso CASA-ADB from transaction date is at least Php 100,000 can qualify for this benefit.

*Lower rates on loans and the amount of the free one-time gas allowance on auto loan, reimbursable appraisal fee on home loan, and waived processing fee on personal loan will only apply for Hexagon Club Lite/Privilege/Priority members whose previous Total Peso CASA-ADB from the loan booking date is at least Php 100,000 can qualify. Free gas allowance and the reimbursable appraisal fee will be credited to the qualified Hexagon Club client’s account within two months from the loan booking date. By default, this will be credited to the account used by the client for their loan amortization payment via Auto-Debit Arrangement; else, it will be credited to the client’s account with the highest balance.

*Waiver of interregional/interbranch fees will only apply to Hexagon Club Lite/Privilege/Priority members whose previous Total Peso CASA-ADB from transaction date is at least Php 100,000.

*Free Life Insurance Coverage and Free ATM Card Insurance benefits are subject to terms and conditions. ATM Card Insurance only covers Hexagon Club Mastercard Debit Mastercard and can only be availed by Hexagon Club Privilege/Priority members with at least Php 100,000 in their Total Peso CASA. Eligibility for Life Insurance coverage in terms of ADB is based on: (i) the running month-to-date Total Peso CASA ADB for clients with less than six (6) months of relationship with the Bank, and (ii) running month-to-date Total Peso CASA ADB for the last six (6) months for clients with six (6) months or more of relationship with the Bank; where ADB should be at least Php 100,000 to qualify. Kindly refer to the terms and conditions for full details.

*Issuance of RCBC Hexagon Club Mastercard Credit Card is subject to RCBC Credit Cards’ approval and processing time.

*No Withdrawal Fee in any Bancnet ATM can only be availed using the Hexagon Club Mastercard Debit Card.

*Free international ATM withdrawal and Access to Concierge Services can only be availed with RCBC Hexagon Club Priority Debit Mastercard.