Promo Period

The Card2Car promotion (the Promo) is open to RCBC Infinite and World card holder who will apply for and avail of the RCBC Auto Loan from August 1, 2024 to December 31, 2024 (the ”Promo Period”).

Applications must be submitted within the Promo Period, even if subsequently approved and availed of thereafter but in no case later than March 31, 2025 (the “Availment Period”).

 

Eligibility

To qualify for the Promo, loan applications should be submitted within the Promo Period and should have been approved and availed within the Availment Period, and must meet the following conditions:

 

  1. RCBC Infinite and World credit card holder who have received the promo via email or viber.
  1. Loan purpose must be purchase of brand new private and personal vehicles only.
  2. The promo offers is applicable to Auto Loan Plus and Auto Loan Flexilite only.
  3. The promo has a minimum loan amount of Php500,000.
  4. The required down payment for a unit shall be as follows:
  • Auto Loan Plus – 20% of the unit suggested retail price (SRP)
  • Auto Loan Flexilite – 0% Downpayment

 

Offer

Auto Loan Plus

  • Free Chattel Mortgage

Documentary stamp fees shall be shouldered by the client.

  • Free 1-yr worth of Car Insurance for minimum 36-mos loan term
  • Applicable special add-on interest rates shall be as follows;

 

Term

Add-on Rate

36 mos

14.37%

48 mos

19.90%

60 mos

25.82%

 

Auto Loan FlexiLite

  • Applicable special add-on interest rates shall be as follows;

Term

Add-on Rate

36 mos

18.23%

60 mos

31.80%
  • Residual value of 20%

 

General Provisions

  1. All loan applications qualified under the Promo shall be processed under the standard evaluation and approval process of RCBC, subject to relevant terms and conditions as well as RCBC’s policies and procedures.
  2. RCBC, its subsidiaries, affiliates, the advertising agencies and print suppliers, including their respective Board of Directors and Advisory Board Members, officers, and employees, and their relatives up to second (2nd) degree of consanguinity and affinity are not qualified for this Promo.
  3. This Promo is not valid in conjunction with other promotions carried out by RCBC.
  4. Qualified clients authorize RCBC to disclose and publish their names, photos and other particulars as determined by RCBC to any person/s and in any mode or manner, as RCBC may deem appropriate in relation to this Promo. RCBC shall not be liable for violation of customer data privacy and/or bank secrecy law as a result of said disclosure or publication.

 

Terms and conditions apply.

 

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