RCBC One Account is a peso deposit account which offers savings, checking, and time deposit features in a single account.
It also comes with add-on features such as life insurance, card protect, personal accident insurance, and waived ATM withdrawal fee.
It is designed for individuals who want simplicity, flexibility, and convenience.
Product Features
| Minimum Initial Deposit | PhP 10,000 |
| Required ADB | PhP 10,000 |
| Interest Rate | Tiered (0.15% - 1.25%) |
| Balance to Earn Interest Rate | PhP25,000 |
| Fund Access | |
| Over the Counter | Yes |
| ATM | Yes |
| Checkbook | Yes |
| RCBC Online Banking | Yes |
| RCBC MyDebit Card | Yes |
Product Description
- Customizable account with add-on features such as Life Insurance, Personal Accident and more
- Tiered interest rate
- Comes with two (2) variants: ADB-Based or Fee-Based
- Comes with Debit Card, Checkbook and Transaction Journal
One Account ADB-Based
Define your account’s required Average Daily Balance (ADB) based on your desired features:
| You will get | ADB Requirement |
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| Plus enjoy more add-ons when you increase your monthly ADB | Additional ADB Requirement |
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One Account Fee-Based
Enjoy zero average daily requirement on your account with the Fee-Based Variant. Annual Fee is PHP 3,000.
| You will get | ADB Requirement |
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