What Your Term Loan Can Do For You

  • Enables you to fit the assets and equipment your business needs into your budget
  • Provides you with the financial support during business expansion
  • Offers a fixed repayment terms of 12 to 60 months

Features at a Glance

  • Loan Amount
    Minimum of Php 1,000,000
  • Loan Term
    Minimum of 1 to 7 years
  • Loanable Value of Collateral
    60% of appraised value (AV) of the real estate collateral
  • Collateral
    Any prime residential, commercial or industrial property with or without improvement

Who can borrow

  • If sole proprietorship, must be a Filipino
  • If corporation, must be at least 60% owned by Filipinos
  • At least 25 years old
  • At most 60 years old upon loan maturity
  • With an existing and profitable business for the past 3 consecutive years

How to Apply

  • Step 1
    Complete Requirements
    Scan and/or gather all
    requirements needed
  • Step 2
    Accomplish Application Form
    Completely fill out and sign
    an SME Loan Application Form
  • Step 3
    Get Approved
    Submit your application
    form with the required documents
    to any RCBC branch.

Expand your business now!

Contact Us Visit any branch near you