RCBC will help you get the support you need to grow. Business owners will get access to capital and other resources they need to make help their business start its way to becoming a successful enterprise.

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    Rizal Biz Access Line

    Rizal Biz Access Line: a short-term revolving credit line. This will provide additional working capital to micro and small business enterprises for the objectives of business expansion, inventory build-up and opportunity to coveniently draws funds that can be used for any business-related expenditure.

    The credit line is limited to P1M to P5M to establish a cut between micro-financing and small to medium entriprise loans.

    The credit line shall be secured by residential/commercial/industrial real state properties in Metro Manila or in key cities/urban areas in the Philippines.

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    Revolving Credit Line

    A facility that can be used to finance general working capital requirements of a business (i.e. inventory financing, production expenses, day-to-day expenditure, etc.) Each loan availment is normally for a maximum of 360days.

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    Standby Letters of Credit

    Used primarily by product distributors and retailers to guarantee payments for good purchased from their suppliers on credit.

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    Import and Domestic Letters of Credit

    Guarantees that payments are made to a seller as soon as certain conditions are complied by the buyer. This effectively facilitates the exchange of goods from both foreign and domestic suppliers to local buyers.

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    Trust Receipt Financing

    This facility is accessed to give clients enough time to further process their raw materials, sell goods at attractive terms, and manage their collection activities.

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    Expert Advance and Foreign Bills Purchase Facility

    This covers production loans needed to purchase inputs and fullfill export commitments. It also works as a bridge facility that allows access to funds even before actual collection from the foreign buyer.

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    Pre-Delivery and Post-Delivery Financing

    Mainly utilized by local borrowers to finance business expenditures at the production stage, and while waiting for collections from customers who purchased goods on credit.

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    Medium and Long Term Loans

    This can be secured by expanding business either for plant expansion, upgrading or purchasing new equipment, and/or embarking on other capital expenditures needed to grow the revenue generating capabilities of a business.

Got Further Questions?

Our 24/7 Customer Care is ready to help and answer any inquiries you may have.

  • For Domestic Toll Free:
  • 1-800-10000-7222
  • For International Toll Free:
  • (Int. Access Code)+800-8888-7222

  • For Metro Manila Tel:
  • (02) 877-7222

Banking Guidelines

More of the information that you'll need to bank with us.