What Your Credit Line Can Do For You

  • Get access to funds as quickly as possible
  • Manage your business' cash flow
  • Provides you the flexibility needed to meet your
    business’ short-term funding needs

Features at a Glance

  • Loan Amount
    Minimum of Php 1,000,000
  • Loan Term
    Maximum of 1 year with an option to renew
  • Loanable Value of Collateral
    60% of appraised value (AV) of the real estate collateral
  • Collateral
    Any prime residential, commercial or industrial property with or without improvement

Who can borrow

  • If sole proprietorship, must be a Filipino
  • If corporation, must be at least 60% owned by Filipinos
  • At least 25 years old upon loan application
  • At most 60 years old upon loan maturity
  • With an existing and profitable business operations for the past 3 consecutive years

How to Apply

  • Step 1
    Complete Requirements
    Scan and/or gather all
    requirements needed
  • Step 2
    Accomplish Application Form
    Completely fill out and sign
    an SME Loan Application Form
  • Step 3
    Get Approved
    Submit your application
    form with the required documents
    to any RCBC branch.

Get your line of credit today!

Contact Us Visit any branch near you