Cashless Shopping
through Point-of-Sale or POS Terminals

With BancNet's or Visa's POS terminals, RCBC MyWallet Card allows you to shop even without touching the money in your pocket. That's because when settling your bill at the counter, you can simply pay with your RCBC MyWallet Card at no extra charge!

It is accepted at over 2,000 BancNet merchants nationwide and over 29 million Visa accredited merchants* worldwide. So, there's no need to take the extra step of going to the ATM to withdraw. This service enables your merchant to automatically debit your account balance upon purchasing of an item.

How to use the RCBC MyWallet Card at POS Terminals:

• Shop anywhere
• Look for the BancNet or Visa* signage or simply ask the cashier if they accept BancNet or Visa* cards.
• Present and pay with your RCBC MyWallet Card.
• At the counter, the cashier swipes your RCBC MyWallet Card in the POS Terminal
• Cashier will request you to enter your Personal Identification Number (PIN) which is the same PIN that you use in the ATM or may request you to sign on the Merchant's Sales slip/s for some of Visa's accredited merchants.
• This will electronically deduct the exact amount of your purchase from your RCBC MyWallet account.

Note: Please ensure that your MyWallet balance covers the amount of your purchase, otherwise, transaction will be rejected.

* Applicable to RCBC MyWallet Card with Visa logo

ITEMS	CHARGE
Over-the-Counter
Loading Fee	20.00
Balance Inquiry	10.00
Cash Drawing	50.00
Fund Transfer	20.00*
ATM
Using RCBC/RCBC Savings Bank ATMs
MyWallet Balance Inquiry thru RCBC Savings Bank ATMs	1.00
MyWallet Cash Drawing thru RCBC Savings Bank ATMs	2.00
Fund Transfer - MyWallet to MyWallet***	5.00
Fund Transfer - RCBC Acct. to MyWallet***	10.00
Using Other BancNet Member Bank's ATMs
Balance Inquiry	2.00
Cash Drawing	14.00
Fund Transfer - RCBC Acct. to MyWallet	27.50
Fund Transfer - MyWallet to MyWallet	27.50
Using Visa ATMs (Overseas)****
Balance Inquiry	50.00
Cash Drawing	150.00
Using RCBC Online Banking
Balance Inquiry	Waived
Fund Transfer	Waived
Other Processing Fees
Annual Fee****	100.00
Inactivity Fee*****	200.00
Card Purchase Fee:
Non-Visa Card	100.00
Visa Card**	150.00