Personal Loan (MyCash)

MyCash can help satisfy your financial needs while giving you a longer tenure with your low monthly amortizations.

What can you do with the MyCash Loan?

  • Credit card bills/balances

  • Tuition, matriculation, school-related expenses (books, uniforms, supplies)

  • Medical bills

  • Travel, vacation, car repair and maintenance expenses

  • Home improvement and furnishings

  • Appliances and gadgets

Features at a Glance

  • Counseling. RCBC Savings Bank will give you top-notch advice, including where to buy your property and what are your best options to pay your amortization.

  • Convenience. Get an Automatic Debit Arrangement (ADA) with your RCBC Savings Bank savings or checking account so you don't need to keep going to the bank to pay your monthly amortization.

  • Flexibility.You can pay for your loan for as short as 6 months or opt to stretch your payment to as long as 36 months for lower monthly amortization.

Minimum loan amount: Php50,000

Maximum loan amount: Php1,000,000 (subject to borrower's paying capacity)

Minimum term: 6 months

Maximum term: 36 months

Who is eligible for the MyCash Loan?

  • Current holder of Philippine-issued credit cards for at least 2 years

  • With owned (2 years) or rented (3 years) residence

  • At most 65 years old if employed or 70 years old if self-employed upon loan maturity

If employed:

  • At least of middle management

  • Regualrly employed for at least 2 years

  • Employer among top 10,000 corporations or a legitimate company operating for at least 5 years

  • Business must be at least 3 years in operation

If self-employed:

  • Business must be at least 5 years in operation

  • Profitable for the last 2 years

Application Requirements


  • Accomplished Application Form
  • Certificate of Employment and Compensation or latest 2 months Payslip or ITR
  • Valid Government IDs
  • TIN
  • 1 month latest Utility Bill


  • Accomplished Application Form
  • Copy of last 2 years ITR
  • Latest 2 years Financial Statements
  • Business registration/permits
  • List of suppliers and customers
  • Valid Government IDs
  • 1 month latest Utility Bill

Loan Calculator

Got Further Questions?

Call the RCBC Savings Bank Personal Loans department directly at (02) 555-8700 local 7230 and 7260

Apply Now

You will be redirected to the RCBC Savings Bank website ( RCBC Savings Bank is a wholly-owned subsdiary of RCBC.