Peso Savings Account
ITEMS PERSONAL (1) CORPORATE (2)
Below Minimum ADB Fee 500.00 750.00
Early Closure (w/in 30 Days) 500.00 750.00
Replacement Fee for lost ATM card 150.00 NA
Replacement Fee for lost Passbook 200.00 200.00
Interbank SA-ATM withdrawal Fee 12.00 NA
Interbank Funds Transfer (IBFT) Fee* 27.50 NA
Bank Certification Fee (Savings Account) 250.00 250.00
Bank Statement (Snapshot) Request Fee 11.00 11.00
FCDU Savings Accounts
ITEMS CHARGE
  in US Dollar SA in Japanese Yen SA
Below Minimum ADB Fee $ 10.00 Y 1,200.00
Replacement Fee for lost Passbook Equivalent to current Peso (Php) Lost Passbook Fee Equivalent to current Peso (Php) Lost Passbook Fee
Early Closure (w/in 30 Days) $ 5.50 Y 650.00

(1) SA ATM, SA Passbook, Dragon, Super Earner, SSS Pensioners, Mapua Student ATM, all SA with SWAT facilities; (2) SA Passbook, Dragon, Super Earner

Peso Current Account
ITEMS PERSONAL (3) CORPORATE (4)
Below Minimum ADB Fee 500.00 750.00
Early Closure (w/in 30 Days) 500.00 750.00
Interbank Funds Transfer (IBFT) Fee* 27.50 1,000.00
Bank Certification Fee (Current Account) 250.00 250.00
Bank Statement(Snapshot) Request Fee 11.00 11.00
Regular Checkbook Charge 240.00 480.00
Counter Check (per piece) 55.00 55.00
Check Retrieval - Regular (7 days) 100.00 100.00
Check Retrieval - Special (3 days) 600.00 600.00
Unclaimed SOA Warehousing Fee/month** 50.00 50.00
Application Fee for SPO 200.00 200.00
Temporary Over Draft  

Returned FUNDED Checks (SC only)

Service charge for each returned check

2,000.00 2,000.00

Returned UFUNDED Checks (SC + PC)

Service charge for each returned check

2,000.00 2,000.00
Penalty Charge varies per check

Honored Checks (SC + PC)***

Service charge for each returned check

1,000.00 1,000.00
Penalty Charge varies per check

Returned Unhonored Checks (SC + PC)***

Service charge for each returned check

2,200.00 2,200.00
Penalty Charge varies per check

(3) & (4) Reg CA, SVCA, Ca with Interest; *BancNet Fee; **Charged after 6th month of warehousing in the BC; ***SC-Service Charge, PC-Penalty Charge, PC=Php 200/check/Php 40,000/day; ****Charged on source account

MyDebit Mastercard

ITEMS CHARGE

Via RCBC and RSB ATMs

Balance Inquiry Free
Cash Withdrawal Free
Fund Transfer from RCBC Account to RCBC MyWallet 10.00
Fund Transfer from RCBC Account to RCBC Account Free

Via Bancnet ATMs

Balance Inquiry 2.00
Cash Withdrawal 14.00
Fund Transfer 27.50
Via Mastercard ATMs
Balance Inquiry 50.00
Cash Withdrawal 150.00
Other Processing Fees
Card Replacement 150.00
POS International Service Fee 2%*

*% of the converted amount based on the prevailing foreign exchange rate of RCBC at the time of transaction Fees, charges and transaction limits are subject to change.

MyWallet Visa

ITEMS CHARGE
Over-the-counter
Loading Fee (thru RCBC/RCBC Savings Bank Branches) 20.00
Balance Inquiry 10.00
Cash Drawing 50.00
Fund Transfer* 20.00

Via RCBC and RSB ATMs

Balance Inquiry thru RCBC Savings Bank ATMs 1.00
Cash WithdrawalCash Drawing thru RCBC Savings Bank ATMs 2.00
Fund Transfer from RCBC MyWallet to RCBC MyWallet* 5.00
Fund Transfer from RCBC Account to RCBC MyWallet * 10.00
Via Bancnet ATMs
Balance Inquiry 2.00
Cash Drawing 14.00
Fund Transfer from RCBC MyWallet to RCBC MyWallet* 27.50
Fund Transfer from RCBC Account to RCBC MyWallet* 27.50
Via Visa ATMs
Balance Inquiry 50.00
Cash Withdrawal 150.00
Via RCBC Online Banking
Balance Inquiry Waived
Fund Transfer Waived
Other Processing Fees
Visa Purchase Fee 150.00
Inactivity Fee** 200.00
Card Replacement 150.00

*Fund transfer transactions are charged to source account.
**Inactivity Fee will be applied on the last day of the 13th month and every month thereafter. Fees, charges and transaction limits are subject to change.
The value stored in RCBC MyWallet Visa is not a deposit account and is not insured by PDIC.

OTHER SERVICES
ITEMS CHARGE
Manager's Check 55.00
Gift Check 55.00
Key Deposit Rates 825.00
SDB Rental Fee depending on size
Credit Card Cash-Advance Fee 1.00% commission
Domestic Remittances
Domestic Outward - RTGS (PHP) Commission PHP 200.00
Bank Fee (PHILPASS FEE)* 0.00001 x total value
Domestic Inward - RTGS (PHP) Commission PHP 100.00
Domestic Outward - PDDTS (USD) Commission US$ 11.00
Domestic Outward - PDDTS (USD) Bank Fee US$ 5.00
Domestic Inward - PDDTS Commission US$ 10.00
Domestic Inward - PDDTS Bank Fee US$ 5.00
Domestic Inward - PhilPass Remittance Commission US$ 50.00
Domestic Outward - ECPS (Peso) Commission PHP 45.00
Domestic Inward - ECPS (Peso) Commission PHP 90.00
Domestic Inward - ECPS (Peso) Bank Fee PHP 10.00
Domestic Outward - Dollar Netting Commission US$ 5.00
Domestic Inward - Dollar Netting Commission US$ 5.00
Foreign Inward Remittances
Commission for US$ 8,000 and below US$ 5.00
Commission for US$ 8,001 and above 1/16 of 1% of the total amount of remittance
Foreign Bank Fee** US$ 5.00
Foreign Outward Remittances
Commission US$ 11.00
Foreign Bank Fee*** US$ 5.00
Remit in Full (additional) US$ 25.00
Cable PHP 600.00
FX Check Deposit Charges
Check Deposit (FCDU)***** USD 5.00
CLS - Returned check USD 30.00
Final Credit Services**** (USD 5,000 and above) USD 35.00
FCS - Returned Checks**** USD 35.00
Collection Item (3rd Currencies) ** PHP 120
Over-the-Counter Peso Transactions
Inter-Branch Peso Cash Withdrawal PHP 50
Inter-Regional Peso Cash Deposit PHP 50
Inter-Regional Peso Cash Withdrawal PHP 100
Inter-Regional Peso Check Encashment***** PHP 100

*PHILPASS fee varies in terms of amount. Incoming remittance intended for local banks- P100 commission; **Collection Items = Php100 for Commission + Php20 for postage; Charges are on top of the correspondent bank fees (varies); Subject to additional Doc Stamps Tax if proceeds are credited to Peso account (Php0.30 for every Php200); ***Varies for currencies other than USD ****FCS Charges = Corresponding Bank Fee + Commission *****Per check

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