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CORPORATE DISCLOSURES

2013 Financials Financials Statement of Condition » May 3, 2013: Statement of Condition as of March 31, 2013 » February 1, 2013: Statement of Condition as of December 31, 2012 Annual / Quarterly SEC Report » March 2013: RCBC SEC Form 17-Q as of March 31, 2013 » April 2013: RCBC SEC Form 17-A as of Decemeber 31, 2012 Ownership Ownership Foreign Ownership » May 2, 2013: RCBC Foreign Ownership Report as of April 30, 2013 » April 1, 2013: RCBC Foreign Ownership Report as of March 31, 2013 » March 1, 2013: RCBC Foreign Ownership Report as of February 28, 2013 » February 1, 2013: RCBC Foreign Ownership Report as of January 31, 2013 » January 1, 2013: RCBC Foreign Ownership Report as of December 31, 2012 RCBC List of Top 100 Stockholder » April 2, 2013: RCBC List of Top 100 Stockholder as of March 31, 2013 » January 3, 2013: RCBC List of Top 100 Stockholder as of December 31, 2012 RCBC Public Ownership » April 15, 2013: RCBC Public Ownership as of March 31, 2013 Press Issuances Press Issuances May 14, 2013: RCBC Posts 16% Growth in Net Income at P1.77B for 1st Quarter 2013 March 7, 2013: RCBC Announces Shares Placement February 15, 2013: RCBC Full Year 2012 Net Income 24% Higher at P 6.21 Billion Others Others May 31, 2013: SEC Form 23-B of Ms. Helen Y. Dee May 31, 2013: Definitive Information Statement 2013 May 20, 2013: Certification Regarding Correspondent Accounts for Foreign Banks May 3, 2013: SEC Form 17-C BSP Approval of Cash Dividend Declaration April 29, 2013: PSE Board of Director April 2013 Disclosure April 26, 2013: SEC Form 17-C IFC Fund Completion March 31, 2013: SEC Form 23-B of Ma. Celia H. Fernandez-Estavillo March 31, 2013: SEC Form 23-B of Hexagon Investments B.V March 31, 2013: SEC Form 23-B of Ms. Helen Y. Dee March 26, 2013: RCBC 2012 Corporate Governance Guidelines Disclosure Template March 25, 2013: PSE Board of Director March 2013 Disclosure March 22, 2013: SEC Form 17-C Hybrid Tier 1 Capital Note Issuance March 7, 2013: Comprehensive Corporate Disclosure in Connection with the Placing and Subscription Transaction March 6, 2013: PSE Board of Director Special Meeting - Top-Up Offering February 26, 2013: SEC Form 17-C Eizmendi Alindogan Committe Appointments February 25, 2013: Lower Tier 2 Early Redemption February 15, 2013: SEC Form 17-C IFC Equity Fund Subscription Agreement February 15, 2013: SEC Form 17-C Sale PAGO ASPA January 18, 2013: Certification on compliance with Manual on Corporate Governance January 18, 2013: Retirement of Officer Prudencio J. Gesta January 11, 2013: PSE Board of Director January 2013 Disclosure January 10, 2013: Appointment of Credit Suisse as Financial Advisor January 4, 2013: PSE Board of Director January 2013 Appointment of Credit Suisse as Financial Advisor 2012 Financials Financials Statement of Condition » November 15, 2012: Statement of Condition as of September 30, 2012 » August 1, 2012: Statement of Condition as of June 30, 2012 » May 12, 2012: Statement of Condition as of March 31, 2012 » April 12, 2012: Statement of Condition as of December 31, 2011 - Revised » February 1, 2012: Statement of Condition as of December 31, 2011 Annual / Quarterly SEC Report » December 27, 2012: RCBC SEC Form 17-Q as of September 30, 2012 - Amended » September 30, 2012: RCBC SEC Form 17-Q as of September 30, 2012 » June 30, 2012: RCBC SEC Form 17-Q as of June 30, 2012 - Amended » June 30, 2012: RCBC SEC Form 17-Q as of June 30, 2012 » May 31, 2012: RCBC SEC Form 17-A as of December 31, 2011 - Amended » March 31, 2012: RCBC SEC Form 17-Q as of March 31, 2012 » December 31, 2011: RCBC SEC Form 17-A as of December 31, 2011 Ownership Ownership Foreign Ownership » January 1, 2013: RCBC Foreign Ownership Report as of December 31, 2012 » November 31, 2012: RCBC Foreign Ownership Report as of November 31, 2012 » October 31, 2012: RCBC Foreign Ownership Report as of October 31, 2012 » September 30, 2012: RCBC Foreign Ownership Report as of September 30, 2012 » August 31, 2012: RCBC Foreign Ownership Report as of August 31, 2012 » August 1, 2012: RCBC Foreign Ownership Report as of July 31, 2012 » June 30, 2012: RCBC Foreign Ownership Report as of June 30, 2012 » June 1, 2012: RCBC Foreign Ownership Report as of May 31, 2012 » May 31, 2012: RCBC Foreign Ownership Report as of May 29, 2012 » May 2, 2012: RCBC Foreign Ownership Report as of April 30, 2012 » March 31, 2012: RCBC Foreign Ownership Report as of March 31, 2012 » February 1, 2012: RCBC Foreign Ownership Report as of January 31, 2012 RCBC List of Top 100 Stockholder » January 3, 2013: RCBC List of Top 100 Stockholder as of December 31, 2012 » September 30, 2012: RCBC List of Top 100 Stockholder as of September 30, 2012 » July 5, 2012: RCBC List of Top 100 Stockholder - June 30, 2012 » April 3, 2012: RCBC List of Top 100 Stockholder - March 31, 2012 RCBC Board Lot » August 31, 2012: RCBC Board Lot as of August 31, 2012 » August 1, 2012: RCBC Board Lot as of July 31, 2012 » June 30, 2012: RCBC Board Lot as of June 30, 2012 » June 1, 2012: RCBC Board Lot as of May 31, 2012 » May 2, 2012: RCBC Board Lot as of April 30, 2012 » March 31, 2012: RCBC Board Lot as of March 31, 2012 » February 1, 2012: RCBC Board Lot as of January 31, 2012 RCBC Public Ownership » September 30, 2012: RCBC Public Ownership as of September 30, 2012 » March 31, 2012: RCBC Public Ownership as of March 31, 2012 Press Issuances Press Issuances November 9, 2012: RCBC Year-to-Date September 2012 Net Income at 4.8 Billion August 6, 2012: RCBC 1st Half Net Income up by 35% at P3.01 Billion May 7, 2012: RCBC 1st Quarter Net Income up by 49.47% at P1.53 Billion February 8, 2012: RCBC Net Income Grows 18% to P 5.01 Billion Others Others January 11, 2013: PSE Board of Director January 2013 Disclosure December 17, 2012: RCBC SEC Form 23-A Francis G. Estrada December 17, 2012: PSE Board of Director December 2012 Disclosure October 29, 2012: PSE Board of Director October 2012 Disclosure October 2, 2012: SEC Form 17-C Compliance with SEC Memo Cir 4 re. Performance Assessment of the Auditcom of Listed Companies September 27, 2012: PSE Board of Director September 2012 Disclosure August 28, 2012: SEC Form 17-C Clarification on Report on Investment in PLDT Corporate Notes Issuance August 28, 2012: PSE Board of Director August 2012 Disclosure August 13, 2012: Retirement of Officer S D Tang August 10, 2012: SEC Form 17-C Amended General Information Statement July 30, 2012: Appointment of FVP Ma. Christina P. Alvarez as Corporate Information Officer July 24, 2012: SEC Form 17-C F. Yap Securities Conversion June 27, 2012: SEC Form 17-C Annual Stockholder's Meeting - Revised June 25, 2012: SEC Form 17-C Annual Stockholder's Meeting June 5, 2012: PSE Board of Director May 2012 Disclosure June 1, 2012: RCBC SEC Form 23-A Rafael Andres R. Reyes May 29, 2012: RCBC Stockholders' Meeting May 2012: SEC Form Defininitive Information Sheet 2012 May 15, 2012: RCBC SEC Form 17-C Approval of Cash Dividend Declaration April 30, 2012: PSE Board of Director April 2012 Disclosure April 30, 2012: RCBC SEC Form 23-A Ella Katrina R. Mitra April 13, 2012: Journey to Operational Excellence. The RCBC Way April 3, 2012: RCBC SEC Form 17-C Conversion of shares of G.D. Tan & Co. Inc. March 29, 2012: RCBC SEC Form 17-C PSE Conversion March 2012 Disclosure January 30, 2012: RCBC SEC Form 23-B Ma. Celia H. Fernandez-Estavillo March 26, 2012: SEC Form 23-A Tim Chiu Richard Leung March 26, 2012: PSE Board of Director March 2012 Disclosure March 16, 2012: Monetary Board Approval of Equity Investment in First Malayan Leasing and Finance Corporation January 30, 2012: RCBC SEC Form 23-B Ma. Celia H. Fernandez-Estavillo January 30, 2012: RCBC SEC Form 23-A Medel T. Nera January 26, 2012: RCBC SEC Form 23-A Tze Ching Chan January 19, 2012: RCBC Prices US$200 Million Reg S Senior Unsecured Notes Due 2017 January 17, 2012: Senior Notes Issuance 2011 Financials Financials Statement of Condition Statement of Condition as of September 30, 2011 Statement of Condition as of June 30, 2011 Statement of Condition as of March 31, 2011 Statement of Condition as of December 31, 2010 Statement of Condition as of September 30, 2010 Statement of Condition as of June 31, 2010 Statement of Condition as of March 31, 2010 Statement of Condition as of December 31, 2009 Statement of Condition as of September 30, 2009 Statement of Condition as of June 30, 2009 Statement of Condition as of March 31, 2009 Statement of Condition as of December 31, 2008 Statement of Condition as of September 30, 2008 Statement of Condition as of June 30, 2008 Annual / Quarterly SEC Report RCBC SEC Form 17-A as of December 31, 2011 RCBC SEC Form 17-Q as of September 30, 2011 RCBC SEC Form 17-Q as of June 30, 2011 RCBC SEC Form 17-Q as of March 31, 2011 RCBC SEC Form 17-A as of December 31, 2010 RCBC SEC Form 17-Q as of September 30, 2010 RCBC SEC Form 17-Q as of June 30, 2010 RCBC SEC Form 17-Q as of March 31, 2010 RCBC SEC Form 17-A as of December 31, 2009 RCBC SEC Form 17-Q as of September 30, 2009 RCBC SEC Form 17-Q as of June 30, 2009 RCBC SEC Form 17-Q as of March 31, 2009 RCBC SEC Form 17-A as of December 31, 2008 RCBC SEC Form 17-Q as of September 30, 2008 RCBC SEC Form 17-Q as of June 30, 2008 RCBC SEC Form 17-Q as of March 31, 2008 RCBC SEC Form 17-A as of December 31, 2007 RCBC SEC Form 17-Q as of September 30, 2007 RCBC SEC Form 17-Q as of June 30, 2007 Investor Relations Investor Relations Investor Presentation - December 2010 Ownership Ownership RCBC Board Lot as of December 31, 2011 RCBC Foreign Ownership Report as of December 31, 2011 RCBC Board Lot as of November 29, 2011 RCBC Foreign Ownership Report as of November 29, 2011 RCBC Board Lot as of October 31, 2011 RCBC Foreign Ownership Report as of October 31, 2011 RCBC Top 100 Report - September 30, 2011 RCBC Foreign Ownership Report as of September 30, 2011 RCBC Board Lot as of September 30, 2011 RCBC Foreign Ownership Report as of September 23, 2011 RCBC Foreign Ownership Report as of August 31, 2011 RCBC Board Lot as August 31, 2011 RCBC Foreign Ownership Report as of July 31, 2011 RCBC Board Lot as of July 31, 2011 RCBC Top 100 Stockholder - June 30, 2011 RCBC Foreign Ownership Level as of June 30, 2011 RCBC Board Lot as of June 30, 2011 RCBC Foreign Ownership Level as of May 31, 2011 RCBC Board Lot as of May 31, 2011 2011 Definitive Information Statement SEC Form 23B Statement of Changes in Beneficial Ownership of Securities RCBC Foreign Ownership Level as of April 30, 2011 RCBC Board Lot as of April 30, 2011 RCBC Public Ownership March 31, 2011 RCBC Updating of Foreign Ownership Level RCBC List of Top 100 Stockholder - March 31, 2011 RCBC Foreign Stockholders Report as of March 31 2011 RCBC Board Lot as of March 31, 2011 RCBC Foreign Ownership Level as of February 28, 2011 RCBC Board Lot as of February 28, 2011 RCBC Foreign Ownership Level as of January 31, 2011 RCBC Board Lot as of January 31, 2011 Computation of Public Ownership as of December 31, 2010 RCBC Top 100 Stockholder - December 31, 2010 RCBC Foreign Ownership as of December 31, 2010 RCBC Board Lot as of December 31, 2010 Audited Financials Audited Financials Audited Financial Statements for 2010 Press Issuances Press Issuances RCBC YTD September 2011 Net Income at P4.08 Billion RCBC Microfinance Program Hits PHP 200 Million Disbursement Level CVC Capital Partners Acquires a 15% Stake in RCBC RCBC Reports 1st Quarter Net Income at P1.02 Billion RCBC-IFC partnership RCBC 2010 Net Income Increases by 28% to P4.25 Billion Dividends Dividends Approval of 2011 Cash Dividend for Common and Preferred Shareholders Declaration of cash dividends for common and preffered shareholders Others Others RCBC SEC Form 23B - Pan Malayan Mgmt Inc RCBC SEC Form 23A - Hexagon InvestmentB.V. RCBC SEC Form 18A - Hexagon Investment B.V. Issuance of 171.0 Million shares to Hexagon Investments B.V. Financials Published Statement of Condition June 2011 Bankard Case RCBC SEC Form 23A - Rowena A. Subido RCBC SEC Form 23A - Michelengelo F. Subido Result of the Regular Meeting of the Board of Directors held on August 31, 2011 RCBC's 1st Half 2011 Performance RCBC SEC Form 23B - Koji Onozawa Appointment of Mr. Medel T. Nera as Member of the Board of Directors 2011 General Information Sheet Demise of Director Rizalino S. Navarro Results of the 2011 Annual Meeting RCBC SEC Form 23A - Florentino M. Herrera III RCBC SEC Form 23A - Minki Brian Hong RCBC SEC Form 23A - Arsenio Chua RCBC SEC Form 23A - Brigite B. Capina RCBC SEC Form 23A - Remo Romulo Garrovillo Jr. RCBC SEC Form 23A - Zenaides R. Lapera RCBC SEC Form 23A - Carlos Cesar Mercado RCBC SEC Form 23A - Koji Onozawa RCBC SEC Form 23A - Matias Paloso PSE approval of the Block Sale Application in favor of International Finance Corporation Approval of additional investment in GPL Holdings, Inc. Appointment of Gov. Gabriel C. Singson as Chairman of the Advisory Board PSE's Corporate Governance Guidelines Disclosure Template

ARCHIVES

2010 2010 SEC-23B Statement of Changes in Beneficicial Ownership of Securities - Rizalino S. Navarro RCBC Board Lot as of November 30, 2010 RCBC Foreign Ownership as of November 30, 2010 General Information Sheet 2010 Stockholders' Approval of Proposed Offering of at Least 160,000,000 But Not More Than 200,000,000 Common Shares RCBC 3rd Quarter 2010 Net Income Increases by 30% to P 3.66 Billion FAQ BSP CIRCULAR 681 Revised Check Clearing and Settlement Processes SEC Form 23B Statement of Changes in Beneficial Ownership of Securities RCBC Board Lot for the month of October 2010 RCBC Foreign Ownership for the month of October 2010 U.S. Patriot Act Certificate July 2010 RCBC - Computation of Public Ownership as of September 30, 2010. Secondment of FSVP R.S. Latinazo as President of RCBC Savings Bank; Appointment of Citigroup Global Markets Ltd as global coordinator and book runner Wolfsberg Group Anti-Money Laundering Questionnaire July 2010 RCBC 1ST Quarter Net Income Increases 25% to P975 Million RCBC - Foreign Ownership 07-30-2010 RCBC - Board Lot 07-30-2010 SEC Form 23A (Initial Statement of Beneficial Ownership of Securities) of newly hired Senior Vice President Appointment of Ms. Anita Linda Aquino as Head of Global Distribution and Advisory Division Computation of Public Ownership RCBC Foreign Ownership 06.30.10 RCBC Top 100 Stockholder 06.30.10 RCBC Board Lot 06.30.10 2010 Definitive Information Statement RCBC Boardlot Report 05.31.2010 Results of the May 21, 2010 Board of Directors' Meeting PDEx Approves Listing of RCBC's LTNCD RCBC SEC Form 17-Q March 2010 2010 Annual Stockholders' Meeting: Setting of Record Date 1st Quarter 2010 Net Income RCBC Boardlot Report 04.30.2010 RCBC Foreign Ownership 04.30.2010 Declaration and payment of cash dividends (record and payment date) RCBC closes offer period early, sets issue size at Php5 billion for LTNCDs RCBC SEC Form 17-A 2009 RCBC Top 100 Stockholders 03.31.2010 RCBC Foreign Ownership 03.31.2010 RCBC Boardlot Report 03.31.2010 Results of RCBC Board of Directors Meeting held on March 29, 2010 Monetary Board approval to issue LTNCD's 2009 2009 RCBC SEC Form 17-Q as of September 2009 RCBC Hits the P1B Mark in Bancassurance Statements of Condition as of December 31, 2009 RCBC Continues Robust Growth IN 2009 Senior Notes Issuance Approval of Interlocking positions of Ms. Yvonne S. Yuchengco Approval of amendment of Article Fourth of the Amended Articles of Incorporation Conversion of Shares of Antonio Alipio RCBC grows SME Business by over 63% in 2 years Sale of RCBC's 20% Shareholding in Great Life Financial Assurance Corporation (GLF) to Great Pacific Life Assurance Corporation (Grepalife) Statements of Condition of RCBC as of September 30, 2009 Statements of Condition of RCBC as of June 30, 2009 PSE Disclosure - RCBC will be issuing a second offering of US$ Negotiable Certificates of Time Deposit (US$ NCTD) PSE Disclosure - RCBC Successfully Issues US$-NCTDs PSE Disclosure - RCBC will be issuing US$ Negotiable Certificates of Time Deposit (US$ NCTD) Conversion of shares of Fortunato Young RCBC Board Lot Report as of September 30, 2009 RCBC Foreign Ownership as of September 30, 2009 RCBC Top 100 Stockholders Results of Written Assent of Shareholders--- RCBC- Mico Equities, Inc. Share-swap. RCBC Boardlot Report 07.31.09 RCBC SEC Report Form 17-Q as of June 2009 Extension of Deadline for Submission - WrittenAssent (RCBC MICO Equities Share Swap) Definitive Info Statement (RCBC Mico Equities, Inc. Share Swap) Appointment of Mr. Edgar B. Villanueva RCBC eyes smaller bank to boost nationwide network Results of Annual Stockholders' and Board of Directors' Meetings Press Statement during 2009 Annual Stockholders' Meeting RCBC Eyes Aggressive Growth in Customer Base Through e-Channels RCBC Readies to Disburse First Microfinance Loan by July 1 RCBC Grows SME Portfolio by 38% RCBC SEC Form 17-Q as of March 2009 RCBC Board Lot Report as of May 31, 2009 RCBC Foreign Ownership as of May 31, 2009 List of Stockholders RCBC LT2 Offer Closed Early due to Excess Demand RCBC Reports 1st Quarter Net Income at P780 million RCBC Board Lot Report as of April 30, 2009 RCBC Foreign Ownership as of April 30, 2009 RCBC SEC Report Form 17-A as of December 2008 RCBC LT2 Offering gets BSP Approval RCBC Top 100 Stockholders as of March 31, 2009 Various approvals of the Board of Directors dated 30 March 2009 2008 2008 RCBC Statement of Condition as of December 31, 2008 RCBC 2008 Net Income Sale of Spinnaker Shares RCBC Boardlot Report 02.28.09 RCBC Foreign Ownership Report 02.28.09 Joint Development Agreement with YGC affiliates Acquisition of JP Laurel Rural Bank Initial Statement of Beneficial Ownership of Securities RCBC Boardlot Report 01.31.09 Foreign Ownership Report 01.31.09 Statement of Changes in Beneficial Ownership of Securities - Jan. 2009 Statement of Changes in Beneficial Ownership of Securities Statement of Changes in Beneficial Ownership of Securities 1.14.09s Statement of Changes in Beneficial Ownership of Securities 12.19.08 Statement of Changes in Beneficial Ownership of Securities 12.17.08 Appointment/retirement of officers; approval of 2009 budget RCBC Boardlot Report - November 30, 2008 Statement of Changes in Beneficial Ownership of Securities RCBC Foreign Ownership Report Statement of Changes in Beneficial Ownership of Securities Statement of Changes in Beneficial Ownership of Securities APPOINTMENT OF SVP MAGNO as Head of Corporate Risk Management Services Group Statement of Changes in Beneficial Ownership of Securities RCBC SEC Form 17-Q as of September 2008 Statement of Changes in Beneficial Ownership of Securities RCBC Boardlot Report 10.31.2008 RCBC Foreign Ownership Report 10.31.2008 Statement of Changes in Beneficial Ownership of Secuirties RCBC Public Ownership 09.30.2008 RCBC's Top 100 Stockholders RCBC Shares Foreign Ownership Report (10.08.08) Initial Statement of Beneficial Ownership of Securities ( for SVPs Remedios Maranan & Angelito Cruz) RCBC Boardlot Report Statement of Changes in Beneficial Ownership of Securities (10.08.08) Appointment of Mr. Hilado Statement of Changes in Beneficial Ownership of Securities Foreign Ownership Level 08.31.2008 RCBC Board Lot Report 08.31.2008 RCBC puts up virtual banks on the net RCBC SEC Form 17-Q as of June 30, 2008 GIS of RCBC for 2008 RCBC's Top 100 Stockholders as of June 30, 2008 RCBC SEC Form 17-Q as of March 31, 2008 RCBC Annual Stockholder's Meeting - 2008 2007 Audited Financial Statements of RCBC Trust and Investment Division Stock Conversion/Cancellation of HSBC Mla Obo 000-061572 Top 100 Shareholders of RCBC for the 2008 1st Quarter RCBC Foreign Ownership Report 03.31.08 RCBC Board Lot Report 03.31.08 BSP Governor Lauds RCBC's Lending Initiatives Statement of Changes in Beneficial Ownership of Securities Certificate of Compliance on Corporate Governance RCBC Successfully Closes its Second Unsecured Subordinated Debt Capital Offering RCBC SEC form 17-A as of December 31,2007 2007 2007 Approval of the Board of Directors dated of December 17, 2007 Approval of the Board of Directors dated of November 26, 2007 Monetary Board Approval of Independent Director and Principal Officers of RCBC RCBC SEC Form 17-Q as of September 2007 Acquisition of Merchants Savings & Loan Association, Inc. RCBC Achieves Full Year Target of P2.5Bln NET INCOME for the Three Quarters of 2007 RCBC Capital Corp.'s Case Against Equitable PCI Bank (Now Banco de Oro - EPCIB) Japanese Ecozone Locators New Director and New Committee Memberships Conversion of Preferred to Common Stock (As of September 14, 2007) RCBC to expand it's international network BSP Approval of Cash Dividend for Common and Preferred Shares RCBC SEC Form 17-C As of August 21, 2007 (SYSantos) RCBC SEC Form 17- C As of August 21, 2007 RCBC’s NPA Portfolio Reduction RCBC Wealth Management Sustains Strong Momentum Statement of  Changes in Beneficial Ownership of Secuirties RCBC Board Lot as of July 31, 2007 RCBC Foreign Ownership Level as of July 31, 2007 RCBC SEC Form 17-Q as of June 30, 2007

     

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