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DISCLOSURES

•  RCBC Hits the P1B Mark in Bancassurance
•  Statements of Condition as of December 31, 2009
•  RCBC Continues Robust Growth IN 2009
•  Senior Notes Issuance
•  Approval of Interlocking positions of Ms. Yvonne S. Yuchengco
•  Approval of amendment of Article Fourth of the Amended Articles of Incorporation
•  Conversion of Shares of Antonio Alipio
•  RCBC grows SME Business by over 63% in 2 years
• sss Sale of RCBC's 20% Shareholding in Great Life Financial Assurance Corporation (GLF) to Great Pacific Life Assurance Corporation (Grepalife)
•  Statements of Condition of RCBC as of September 30, 2009
•  Statements of Condition of RCBC as of June 30, 2009
•  PSE Disclosure - RCBC will be issuing a second offering of US$ Negotiable Certificates of Time Deposit (US$ NCTD)
•  PSE Disclosure - RCBC Successfully Issues US$-NCTDs
•  PSE Disclosure - RCBC will be issuing US$ Negotiable Certificates of Time Deposit (US$ NCTD)
•  Conversion of shares of Fortunato Young
•  RCBC Boardlot Report 09.30.09
•  RCBC Foreign Ownership 09.30.09
•  RCBC Top 100 Stockholders
•  Results of Written Assent of Shareholders--- RCBC- Mico Equities, Inc. Share-swap.
•  RCBC Boardlot Report 07.31.09
•  RCBC SEC Report Form 17Q - June 2009
•  Extension of Deadline for Submission - WrittenAssent (RCBC MICO Equities Share Swap)
•  Definitive Info Statement (RCBC Mico Equities, Inc. Share Swap)
•  Appointment of Mr. Edgar B. Villanueva
•  RCBC eyes smaller bank to boost nationwide network
•  Results of Annual Stockholders' and Board of Directors' Meetings
•  Press Statement during 2009 Annual Stockholders' Meeting
•  RCBC Eyes Aggressive Growth in Customer Base Through e-Channels
•  RCBC Readies to Disburse First Microfinance Loan by July 1
•  RCBC Grows SME Portfolio by 38%
•  SEC Form 17Q (March 2009)
•  RCBC Boardlot Report 04.30.09
•  RCBC Foreign Ownership 04.30.09
•  List of Stockholders
•  RCBC LT2 Offer Closed Early due to Excess Demand
•  RCBC Reports 1st Quarter Net Income at P780 million
•  RCBC Boardlot Report 04.30.09
•  RCBC Foreign Ownership 04.30.09
•  SEC Report Form 17-A
•  RCBC LT2 Offering gets BSP Approval
•  RCBC Top 100 Stockholders 03.31.09
•  Various approvals of the Board of Directors dated 30 March 2009
•  RCBC Statement of Condition as of December 31, 2008
•  RCBC 2008 Net Income
•  Sale of Spinnaker Shares
• RCBC Boardlot Report 02.28.09
•  RCBC Foreign Ownership Report 02.28.09
•  Joint Development Agreement with YGC affiliates
•  Acquisition of JP Laurel Rural Bank
•  Initial Statement of Beneficial Ownership of Securities
•  RCBC Boardlot Report 01.31.09
•  Foreign Ownership Report 01.31.09
•  Statement of Changes in Beneficial Ownership of Securities - Jan. 2009
•  Statement of Changes in Beneficial Ownership of Securities
•  Statement of Changes in Beneficial Ownership of Securities 1.14.09s
•  Statement of Changes in Beneficial Ownership of Securities 12.19.08
•  Statement of Changes in Beneficial Ownership of Securities 12.17.08
•  Appointment/retirement of officers; approval of 2009 budget
•  RCBC Boardlot Report - November 30, 2008
•  Statement of Changes in Beneficial Ownership of Securities
•  RCBC Foreign Ownership Report
•  Statement of Changes in Beneficial Ownership of Securities
•  Statement of Changes in Beneficial Ownership of Securities
•  APPOINTMENT OF SVP MAGNO as Head of Corporate Risk Management Services Group
•  Statement of Changes in Beneficial Ownership of Securities
•  RCBC's 3rd quarterly report to the SEC
•  Statement of Changes in Beneficial Ownership of Securities
•  RCBC Boardlot Report 10.31.2008
•  RCBC Foreign Ownership Report 10.31.2008
•  Statement of Changes in Beneficial Ownership of Secuirties
•  RCBC Public Ownership 09.30.2008
•  RCBC's Top 100 Stockholders
•  RCBC Shares Foreign Ownership Report (10.08.08)
•  Initial Statement of Beneficial Ownership of Securities ( for SVPs Remedios Maranan & Angelito Cruz)
•  RCBC Boardlot Report
•  Statement of Changes in Beneficial Ownership of Securities (10.08.08)
•  Appointment of Mr. Hilado
•  Statement of Changes in Beneficial Ownership of Securities
•  Foreign Ownership Level 08.31.2008
•  RCBC Board Lot Report 08.31.2008
•  RCBC puts up virtual banks on the net
•  RCBC Quarterly Report as June 30, 2008
•  GIS of RCBC for 2008
•  RCBC's Top 100 Stockholders as of June 30, 2008
•  Quarterly Report under SEC form 17-Q as of March 31, 2008
•  RCBC Annual Stockholder's Meeting - 2008
•  2007 Audited Financial Statements of RCBC Trust and Investment Division
•  Stock Conversion/Cancellation of HSBC Mla Obo 000-061572
•  Top 100 Shareholders of RCBC for the 2008 1st Quarter
•  RCBC Foreign Ownership Report 03.31.08
•  RCBC Board Lot Report 03.31.08 • BSP Governor Lauds RCBC's Lending Initiatives
•  Statement of Changes in Beneficial Ownership of Securities
•  Approval of the Board of Directors dated March 31, 2008
•  Certificate of Compliance on Corporate Governance
•  RCBC Successfully Closes its Second Unsecured Subordinated Debt Capital Offering
•  Annual Report under SEC form 17-A as of December 31,2007
•  Approval of the Board of Directors dated of December 17, 2007
•  Approval of the Board of Directors dated of November 26, 2007
•  Monetary Board Approval of Independent Director and Principal Officers of RCBC
•  RCBC Consolidated Statement of Condition
•  Acquisition of Merchants Savings & Loan Association, Inc.
•  RCBC Achieves Full Year Target of P2.5Bln NET INCOME for the Three Quarters of 2007
•  RCBC Capital Corp.'s Case Against Equitable PCI Bank (Now Banco de Oro - EPCIB)
•  Japanese Ecozone Locators
•  New Director and New Committee Memberships
•  Conversion of Preferred to Common Stock (As of September 14, 2007)
•  RCBC to expand it's international network
•  BSP Approval of Cash Dividend for Common and Preferred Shares
•  RCBC SEC Form 17-C As of August 21, 2007 (SYSantos)
•  RCBC SEC Form 17- C As of August 21, 2007
•  RCBC’s NPA Portfolio Reduction
•  RCBC Wealth Management Sustains Strong Momentum
•  Statement of  Changes in Beneficial Ownership of Secuirties
•  RCBC Board Lot as of July 31, 2007
•  RCBC Foreign Ownership Level as of July 31, 2007
•  RCBC SEC Form 17-Q as of June 30, 2007
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